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Loan Repayment Calculator
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Understand Your Borrowing Power
Repayment Calculator
Estimate your repayments in seconds.
Don't know your credit score? Click here to find out.
There are various credit reporting agencies that can hold different information and scores. NOW Finance uses Equifax to determine your credit score and interest rate. You can access your Equifax credit report and credit score by visiting: www.equifax.com.au/personal
*The interest rate and repayment amounts used in this calculator are estimates only. These are based on the loan details and credit score you have provided here, which may be different to the credit score obtained if you submit an application. The final interest rate you are offered may differ once you have completed a loan application and we have assessed your personal circumstances. Applications for finance are subject to NOW Finance’s lending and approval criteria.
loan repayment estimate
You're not alone, it’s one of the most common questions we hear. That’s exactly what our loan calculator is here to help with. Just enter your loan amount, choose your repayment term, and get an instant estimate. No credit check, no impact on your score.
A home renovation loan is a type of personal loan designed to help you finance home improvements, repairs, or upgrades. You can use it for almost any project — from kitchen and bathroom remodels to extensions, landscaping, or rebuilding.
With NOW Finance, you can choose between:
Every loan comes with fixed rates, flexible terms, and no fees ever, giving you clear and manageable repayments.
Yes. A Dental Loan can help you cover the cost of dental surgery and other major procedures. It works like a standard unsecured personal loan:
With NOW Finance, there are no fees ever, and you can borrow with confidence, knowing exactly what you’ll repay.
A dental loan can be a smart choice if you:
NOW Finance deposits the approved funds directly into your bank account, so you can choose any dentist or dental clinic in Australia. Once approved, funds are typically available within 24–48 hours, so you can book treatment with the provider that best suits you.
Yes! You can use your wedding loan to cover the costs of a wedding abroad, including venue hire, catering, and other related expenses. Keep in mind that exchange rates and international transfer fees may apply. To help manage your budget, it’s a good idea to have a clear contract with your overseas venue provider to lock in costs.
Absolutely! Our wedding loans can be used for any wedding, whether it’s your first, second, or beyond. As long as you meet our eligibility requirements, you can apply for a wedding loan whenever you’re ready to make your special day happen.
A Wedding Loan can be used to cover almost every part of your celebration — from the proposal to the honeymoon. Common expenses include:
With NOW Finance, you can tailor your loan to fit your plans and budget, with no fees ever and fixed repayments for complete peace of mind.
In some cases, you may be able to claim a tax deduction on the interest portion of your education loan, depending on how the funds were used. For example, if the loan was used to support self-education related to your current job, certain expenses might be deductible.
For personalised advice, it’s best to check the latest guidance on the ATO website or speak with a registered tax accountant to understand what applies to your situation.
No, education loans cannot be transferred or reassigned to another person. The loan agreement is made directly between you and NOW Finance, meaning you’re responsible for all repayments under your name.
If your circumstances change, speak with your NOW Finance personal loan advisor to discuss your options.
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