Funeral Loans

Support when you need it most.

Get peace of mind and ease the financial burden during difficult times. Borrow $5,000–$100,000 with $0 fees and fixed rates to cover service costs and memorials.

From

5.95

%

pa

Interest rate

From

5.95

%

pa

Comparison rate*

Won’t impact your credit score

Get a rate in 2 minutes

Fast and easy completion on your phone

Benefits

What can you use a Funeral Loans for?

A helping hand for life’s hardest moments
Ease the financial burden
Cover funeral costs without the added stress of upfront payments, so you can focus on what matters most.
Compassionate, fee-free lending
With no fees, you’ll have peace of mind knowing your loan is simple, transparent, and fair.
Flexible repayment options
Choose a repayment plan that suits your circumstances, giving you space and time during a difficult period.

Check your rate in minutes

Get a personalised rate and explore loan options that fit your plans.

Find the right loan to
power your next big move

Unsecured
Personal Loan

Whether it’s paying off existing debt, funding something special, or covering unexpected costs, our Unsecured Personal Loan makes it easy to borrow what you need with no security required.

From

5.95

%

pa

Interest rate

From

5.95

%

pa

Comparison rate*

Secured
Personal Loan

When you’re planning something big or want more borrowing power, a Secured Personal Loan could be the right fit. By offering an asset as security, you could access a lower rate or a higher loan amount.

From

5.95

%

pa

Interest rate

From

5.95

%

pa

Comparison rate*

personal loan repayment calculator

Understand your borrowing power

Quickly estimate your repayments to see how our loans can work for you.

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One of Australia’s most awarded non-bank personal lenders

Recognised year after year by Finder, Mozo, and WeMoney, our Personal Loans are known for no fees, fair rates, and a simpler way to borrow.​

 

Let us do the work.

Funeral costs can not only be distressing, but also unexpected. So your NOW Finance personal loan advisor will make the application process seamless and simple. Once approved, the money’s with you in as little as 24 hours.

It’s easy to get a loan with NOW

It’s quick, secure, and paper-free, from your quote to your cash.

1. Check your rate

It takes 2 minutes to get your personalised quote without impacting your credit score.

2. Apply online

Complete your online application and get a response in 2 minutes.

3. Get funds

Access your funds within 24-48 hours of being approved.​

Customer Stories: real people, real progress

Discover how everyday Australians are achieving their goals with a little help from us

#TravelMemories

Memories over miles: Our family adventure

After the Covid lockdowns, our NOW Finance loan made it possible to take our two boys to the Philippines to visit my 91-year-old grandma.
#BoatLife

Smooth sailing into the next chapter

The NOW Finance team is top-notch, making the process simple and achievable, putting the big banks to shame!
#WeddingDreams

Tying the knot without the stress

With the invaluable assistance of a NOW Finance loan, my husband and I were able to turn our dream wedding and honeymoon in Italy into a remarkable reality.

Rates & Repayments

Fixed repayments

Weekly or fortnightly
repayment options

No early repayment fees

Borrow $5,000–$100,000

We talk a lot about “No fees”, but what does that mean?

Even with the same interest rate, a $30,000 loan over 5 years with NOW Finance typically costs $1,000 to $2,000 less than with other lenders, because no fees really do matter.

Monthly fees are usually charged as you go

With some lenders, $15/month becomes $900 over 5 years.

At NOW Finance, you pay $0.

Upfront fees increase your total loan cost

Other lenders charge a $250 setup fee, which can end up costing you around $450 once interest is added.

NOW Finance = $0 upfront.

Most borrowers miss 1–3 payments over the loan term

3 missed repayments can still cost you $45 in fees with some lenders.

NOW Finance skips the fees.

Tips & Articles

Helpful articles to make your financial journey easier.

Get your personalised quote in 2 minutes

Apply online in 10 minutes, with funds as soon as 24-48 business hours.