Get your individual rate now
Find out your individual personal loan rate without harming your credit score
Discover everything you need to know about us.
Call 1300 275 669
NOW FINANCE is an Australian owned and domiciled finance company. Our business is based in Melbourne with satellite offices in Sydney, Brisbane and Perth, servicing customers across all states and territories.
We are focused on delivering the right personal loan and outstanding service to consumers looking for a solution to their personal finance needs.
At NOW FINANCE, we believe in the personal touch. Our approach is to do all we can to help consumers acquire the loan they need.
We’re about providing you with a personal level of service. To us you are somebody, and not just a number. From day one you’ll deal with the same Australian-based personal loan advisor during the application process.
We love keeping things simple and hassle-free for our customers, whether it’s during the application process or throughout the repayment period. From questions about your account to help with wider financial difficulties, we’ll help reduce your financial stress and look to get you moving forward again.
NOW FINANCE offers flexible loans, which are available to customers whether they are looking for finance for debt consolidation, travel, medical, home improvement or vehicle purchase.
Our personal loans aren’t just personal by name, they’re personal by nature.
Our business is based in Melbourne with satellite offices in Sydney, Brisbane and Perth, servicing customers across all states and territories. The management team is made up of finance executives with many decades of experience across Australia.
NOW FINANCE is a subsidiary of Wingate, a finance and investment house who specialise in property, global equities, consumer finance and private equity.
Our customer defines us
We listen to our customers and work hard to meet their needs.
Simplicity is at the heart of what we do
We focus our efforts on what matters most.
We take pride in everything we do
We challenge our thinking and always look at how we can improve. Integrity is central to whatever we do.
We value diversity in people and ideas - thinking, planning, decision and action are always more powerful within a team.
Why choose us?
We provide a range of flexible personal loans designed to suit your needs.
- Competitive interest rates and flexible repayments.
- Applications are personally reviewed and assessed individually by a person.
- A credible and viable solution to budget management.
- Up to 84 months to repay your personal loan.
- Access to your own Australian-based personal loan advisor.
- Industry-leading personalised service tailored to suit you.
- Our technology enables a streamlined 4-step process.
- Repayment plans from 18 months to 7 years.
Simple and secure
This simple process makes it easy for you to access your personal loan.
Get your individual rate
Know your rate before you apply. It's quick and easy and won't affect your credit score.
Complete the 10-minute application process online or via phone (1300 275 669) with your Australian-based personal loan advisor.
Send or upload your documentation
Send through any requested supporting documentation.
The funds are transferred into your nominated bank account upon final loan approval.
Your Australian-based personal loan advisor will manage your application through to completion
How long does it take for NOW FINANCE to fund my personal loan?
Once your loan is given final approval and we have received the necessary documentation from you we will try to transfer the funds into your nominated account within 2 business hours.
How do I apply for a loan?
You can apply online and complete the online application in 10 minutes or less. You’ll get your individual rate before you apply. Or you can apply over the phone (1300 275 669) by speaking with one of our Australian-based personal loan advisors.
What are the maximum and minimum loan amounts and loan terms?
Our unsecured personal loans range from $5,000 to $40,000, repayable between 18 months to 84 months.
How do I receive my individual rate?
Getting your individual rate is quick and easy and won’t affect your credit score. You will know your rate before you apply by clicking on and completing the short form on the get my rate page. You will receive your rate within one minute and this rate won’t change when you continue and submit your online application.
What loan purposes does NOW FINANCE lend?
You can use your NOW FINANCE personal loan for most purposes! This could be anything from a holiday, home improvements, household furnishings, car purchase or repairs, auto upgrades, debt consolidation, educational expenses, medical and cosmetic surgery, dental surgery, mortgage cost funding, vehicle deposit funding, and even a wedding, funeral or sporting equipment.
Will applying for a personal loan affect my credit score?
Usually when you apply for a financial product, this will be recorded on your credit file and may affect your credit score. However, our application process is quite unique. Our direct communication with credit agencies will allow you to access your individual rate for free before you apply without hurting your credit score. At the point when you decide to submit your personal loan application, this will record a credit enquiry on your credit file, and may affect your credit score.