Home Renovation Loans
Fix up your fixer-upper with no fees.
See your vision come to life with a personalised, no-fees loan.
Renovating your home still on your to-do list? Tick it off for a chance to win 1 of 5 $1,000 cash prizes!
Your home, your way, today
Got a bathroom project? Kitchen extension? Turn your house into your dream home with a NOW Finance home renovation loan.
Borrow up to $50,000 (unsecured) or up to $100,000 (secured).
No fees
Forget about fees. Our personal loans are fee-free, forever. No ifs or buts about it.
Uniquely yours
Like a custom-tailored suit, your rate is made just for you. Get your personalised quote in less than 2 minutes.
VIP service
You’ll have a dedicated personal loan consultant to steer you through the entire process.
RATE & FEATURES
Our loans are fair and personal
If you’re eligible and approved, you’ll have that money in your hands in as little as 24 hours.
You can choose a fixed term from 18 months to 7 years. But if you’d prefer something flexible, you can do that too.
1. Get your rate
It takes 2 minutes to get your personalised quote without impacting your credit score.
2. Apply online
Complete your online application and get a response in 2 minutes.
3. Money in your account
Access your funds within 24-48 hours of being approved.
REVIEWS
The people’s choice
With more than 1,700 5-star reviews, you won’t be the only one loving your loan.
Really quick turn around, better interest rate than my previous bank, a very uncomplicated process with a team that looked after me every step of the way.
– Gavin
TESTIMONY
Darren loves NOW Finance
Personalised rates and personal service. Darren shares his experience with NOW Finance.
Get your personalised quote today
FREQUENTLY ASKED QUESTIONS
Home Renovation Loans, explained
What should I know about a NOW Finance home renovation loan?
Revamping your home can take months of preparation, weeks of planning, and hours of hard work to get your home looking the way you want. Extending or renovating your home doesn’t need to be difficult, and at NOW Finance, we believe in doing things the simple way.
With over a decade of experience providing affordable financing solutions to homeowners across Australia, our team offers competitive construction loans for home renovations right when you need them.
Give yourself the gift of a bigger bathroom, the joy of a large kitchen, or the functional remodelling of your master suite by checking your personal loan eligibility online. Your next home improvement loan could be just a click away!
A home renovation loan you can trust
NOW Finance has some of the highest trust scores on TrustPilot, with more than 32,000 happy customers across Australia. Unlike many other lending institutions, we focus on providing personalised, meaningful touches in every loan we write.
We’re not your bank; we’re your financial partners!
Offering the best rates for a construction loan for home renovation
Every home renovation loan from NOW Finance comes with a guaranteed personalised rate, one that is 100% customised to your unique circumstances. Cookie-cutter, mass-produced contracts rarely meet everyone’s needs, which is why our home loan and renovation loan options are always best in show.
None of the fees, all of the features
If you’re in the market for fee-free home renovation loans, you’ve come to the right place. NOW Finance’s personal loans are completely free of sneaky costs and last-minute fees, meaning that we always offer one of the most competitive rates available.
Each of our comparison rates is exactly the same as our interest rates, allowing you to compare prices at a glance.
Repayment plans that work with your budget
Because everyone’s budget looks a little bit different, NOW Finance provides a simple, easy to understand loan and repayment plan that is mapped to individual circumstances.
Getting a construction loan for home renovation with bad credit
Your credit is just one small aspect of the overall lending process. If you’re concerned about how your past could affect your eligibility for future home renovation loans, NOW Finance is available to help.
Need someone to chat to? Simply contact NOW Finance and speak to one of our trained personal loan advisors.
Get your home loan and renovation loan with NOW Finance
Your home’s newest look is right around the corner. Are you ready to get started? Simply jump over to our personal loan application page, and the team at NOW Finance can start working on your application right away. It only takes 10 minutes (or less) to apply.
Ready to make your next move?
Get your personalised quote in 2 minutes