Home Renovation Loan


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A helpful way to fund your home renovation.


 

At NOW FINANCE, we understand that homeowners love to renovate their home. A bigger bathroom, more functional kitchen, or a complete redesign of your living areas can prove costly. These dream improvements can often be restricted by a limited budget.

With NOW FINANCE you can take out a home improvement loan of up to $40,000 and use it to renovate and revamp your home according to your needs and designs.

Home Improvement Loan

We offer a range of tailored personal loans that suit your home improvement needs. With help from your personal loan advisor, all the assistance you need from your application right through to settlement.

We make the process easy, quick, and secure.

You have the option to repay your NOW FINANCE home renovation personal loan over a period of up to seven years.

You can repay your loan via weekly or fortnightly direct debit.

We’ll fix your interest rate and repayment amount so you know exactly what to expect throughout the extension of the loan.

Want to know more? Call one of our Australian-base personal loan advisor on 1300 275 669 or click here to get started.

Joint Loans

Apply together with your partner to unlock exclusive benefits.

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Secured Loans

Use your Car, Motorbike, Boat or Caravan as security for a lower interest rate.

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Ready to start?

Our loan application is simple and secure

Call 1300 275 669
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Loan Categories


We provide a range of flexible personal loans designed to suit your needs.

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Home Renovation Loan
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Things you should know

Applications for finance are subject to NOW FINANCE’s lending and approval criteria. Terms, conditions, fees and charges may apply. For example, there is usually an establishment fee and a monthly administration fee applicable. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years.

No Fee Personal Loan: No fees apply only to approved applicants for loan amounts between $5,000 to $15,000. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Interest rates range from 6.95% p.a. (6.95% p.a. comparison rate) to 17.95% p.a. (17.95% p.a. comparison rate). See below for information on comparison rates.

Unsecured and Secured Personal Loans: Unsecured interest rates start from 6.95% p.a. (8.56% p.a. comparison rate) to 17.95% p.a. (19.51% p.a. comparison rate). Secured interest rates start from 5.95% p.a. (7.60% p.a. comparison rate) to 15.45% p.a. (17.07% p.a. comparison rate). See below for information on comparison rates.

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW FINANCE no fee personal loans are based on a loan of $10,000 over 3 years. The comparison rates for the NOW FINANCE unsecured and secured personal loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030