Privacy


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Privacy and Credit Reporting Policy

This policy provides information as to the kind of personal information that we collect and the ways we use it. The privacy policy references our role in the disclosure of personal information, information security, credit reporting, and the collection of non-personal information.

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Statement of Notifiable Matters

The Statement of Notifiable Matters sets out important information about credit reporting, our roles and responsibilities, and how we may disclose your personal information to credit reporting bodies. 

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Terms of Use

This policy seeks to clarify our position on the terms and conditions that apply to use on this website. the policy includes details such as disclaimers, intellectual property rights, indemnity, privacy policies, and governing law in Australia. 

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Why NOW?

We provide a range of personal loans designed specifically to meet the needs of our customers.

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How it works

NOW FINANCE has a simple 4-step process for you to access a personal loan.

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About us

Our personal loans aren’t just personal by name, they’re personal by nature.

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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030