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Privacy and Credit Reporting Policy

This policy provides information as to the kind of personal information that we collect and the ways we use it. The privacy policy references our role in the disclosure of personal information, information security, credit reporting, and the collection of non-personal information.

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Statement of Notifiable Matters

The Statement of Notifiable Matters sets out important information about credit reporting, our roles and responsibilities, and how we may disclose your personal information to credit reporting bodies. 

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Terms of Use

This policy seeks to clarify our position on the terms and conditions that apply to use on this website. the policy includes details such as disclaimers, intellectual property rights, indemnity, privacy policies, and governing law in Australia. 

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Why NOW?

We provide a range of personal loans designed specifically to meet the needs of our customers.

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How it works

NOW FINANCE has a simple 4-step process for you to access a personal loan.

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About us

Our personal loans aren’t just personal by name, they’re personal by nature.

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Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.45% p.a. (9.07% p.a. comparison rate) to 16.95% p.a. (18.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.45% p.a. (9.07% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142