💸 Wins for Your Wheels 🚗

Get approved for a NOW Finance car loan before 31 July 2026, and you’ll go in the draw for a $1,000 Visa Activ eGift Card.

Start Date: May 4, 2026

End Date: July 31, 2026

See full Terms and Conditions

Won’t impact your credit score

Get a rate in 2 minutes

Fast and easy completion on your phone

More wins. Less fees.

Take advantage of EOFY to find the best deal on your new wheels. Whether you’re buying a car, boat, caravan, or motorbike, NOW Finance has you covered with two ways to borrow:

Vehicle Loan: funds go directly to the dealer or seller, with pre-approval available so you can shop with confidence. You’ll pay a single establishment fee of up to $595, no monthly fees, no early repayment fees, nothing else.

Personal Loan: funds are sent to your account so you can pay the seller directly with no establishment fee, no monthly fees, and no early repayment fees.

Get approved or pre-approved for either loan before 31 July 2026, and you’ll automatically be entered into our monthly draw to win one of three $1,000 Visa Activ eGift Cards.

How to enter

Get a Quote

Get a quote for a NOW Finance Vehicle Loan or Personal Loan with a vehicle-related purpose (car, boat, caravan, or motorbike).

Apply for a Loan

Apply and get approved or pre-approved before 31 July 2026.

You’re in the Draw

You'll automatically be entered into that month's draw to win a $1,000 Visa Activ eGift Card.

Eligible loan applications must be submitted and approved between 4 May and 31 July 2026 to qualify. Qualifying loans are a NOW Finance Vehicle Loan, or a NOW Finance Personal Loan with a vehicle-related loan purpose (car, boat, caravan, or motorbike purchase). Three monthly prize draws will take place on Monday, 15 June, Monday, 13 July, and Monday, 17 August 2026, with one winner of a $1,000 Visa eGift Card per draw. Winners will be notified via email. Prize payments will be issued via Prezzee, NOW Finance’s gift card provider, within 5 business days of winner confirmation. Getting a quote will not affect your credit score, but proceeding with a credit application will result in a hard credit enquiry which may impact your score. Open to Australian residents aged 18+. The promotion is valid until 11:59pm AEST on Friday, 31 July 2026.

See full Terms and Conditions

What’s your car buyer type? 🚗

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Why choose NOW Finance for your car loan?

Finding the right car loan in Australia shouldn't be complicated. NOW Finance makes it simple with competitive rates, flexible terms, and a 100% online application that takes minutes.

Personalised rates, fast decisions

Get your personalised quote in 2 minutes without impacting your credit score. If approved, funds can land in your account in as little as 24 hours.

No hidden fees

NOW Finance vehicle loans come with a single establishment fee up to $595, and that's it. No monthly fees, no early repayment fees, no exit fees. NOW Finance personal loans have no fees, ever.

Flexible repayments

Make extra repayments anytime with no penalties, or pay your loan off early and only pay interest up to that date. Choose weekly or fortnightly repayments to suit your budget.

Car loan or personal loan for a car?

Not sure which is right for you? NOW Finance offers both, with clear terms and competitive rates so you can borrow with confidence and focus on finding the right car. Learn more about car loans vs personal loans.

Award-winning and trusted

Winner of Best Unsecured and Best Secured Personal Loan at the 2026 Finder Finder Awards, and recognised by Mozo and WeMoney year after year.