Boat Loans

Boat Loans in Adelaide

Compare boat loans in Adelaide with the total cost of getting on the water in mind. Consider the loan term, repayment flexibility and whether the finance suits a new or used vessel before choosing your option.

Won’t impact your credit score

Get a rate in 2 minutes

Fast and easy completion on your phone

Benefits

Finance the boat that suits your time on the water

A boat can open up weekends of fishing, cruising and time with family, but buying one outright may not suit your cash flow. A boat loan can spread the purchase price of an eligible new or used vessel across structured repayments.

When planning your budget, allow for registration, insurance, storage, servicing and safety equipment as well as the boat itself. Choosing repayments you can comfortably manage can help keep ownership enjoyable after launch day.

Finance a boat for the way you use the water
Explore finance for eligible fishing boats, runabouts, yachts and other vessels, whether you are buying new or used.
Keep more cash available for ownership costs
Spreading the purchase price can leave room in your budget for insurance, registration, storage and essential marine equipment.
Choose repayments that suit your budget
Compare loan terms and repayment options with the ongoing cost of boat ownership in mind.
Move when the right vessel comes along
A simple online process and fast response can help you act sooner when you find a boat that suits your plans.

Check your rate in minutes

Get a personalised rate and explore loan options that fit your plans.

Boat Loans

Explore boat loans in Adelaide

1

Check your rate without impacting your credit score

View your personalised rate in around two minutes without affecting your credit score, helping you understand your options before committing to an application.

2

Complete your application online

Finish your application through a straightforward online process and receive a fast response, so you are not left waiting for updates.

3

Access approved funds quickly

Once approved, funds are typically available within 24 to 48 hours, helping you move ahead with your vehicle purchase sooner.

Compare boat loans in Adelaide today

Whether you are looking for a fishing boat, bowrider, yacht or family runabout, the right finance should fit both the vessel and your budget.

NOW Finance offers flexible vehicle loans, competitive rates and a transparent online process. Check your personalised rate and explore a repayment plan for your time on the water.

Why choose NOW Finance for a boat loan in Adelaide

NOW Finance offers flexible options, competitive rates and a transparent online process designed to help you get on the road sooner. Whether you are exploring boat loan options in Adelaide or looking for something else, you can check your personalised rate online now.

Rate Snapshot

vehicle loan rates from:

Interest rate:

7.59%

Comparison rate:

8.43%

Understand Your Borrowing Power in Adelaide

Vehicle Loans Repayment Calculator

Estimate your repayments in seconds.

Understand Your Borrowing Power

Repayment Calculator

Estimate your repayments and total interest costs in seconds.

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Repayment frequency
Loan term
Your credit score

Estimated repayments
$ 128 .37 per week
Loan Term
5 years
Interest Rate**
12.95% p.a.
Comparison Rate*
13.42% p.a.*
Loan Amount
$22,000
*Comparison Rates are designed to help you understand the overall cost of a personal loan by taking into account the interest rate, fees and charges, the loan amount, and the loan term. No fees apply only to new NOW Finance Secured Personal Loans and new NOW Finance Unsecured Personal Loans. An establishment fee of up to $595 applies to NOW Finance Vehicle Loans.

Don't know your credit score? Click here to find out.

There are various credit reporting agencies that can hold different information and scores. NOW Finance uses Equifax to determine your credit score and interest rate. You can access your Equifax credit report and credit score by visiting: www.equifax.com.au/personal

**The interest rate and repayment amounts used in this calculator are estimates only. These are based on the loan details and credit score you have provided here, which may be different to the credit score obtained if you submit an application. The final interest rate you are offered may differ once you have completed a loan application and we have assessed your personal circumstances. Applications for finance are subject to NOW Finance’s lending and approval criteria.

Other Adelaide Based Loan Options

Need a loan for a different purpose? See our other loan services here. 

Award-winning loans. None of the bank.

Recognised year after year by Finder, Mozo, and WeMoney for simple, no-fee personal loans, and car loans with excellent rates and fees.

 
It’s easy to get a loan with NOW

It’s quick, secure, and paper-free, from your quote to your cash.

1. Check your rate

It takes 2 minutes to get your personalised quote without impacting your credit score.

2. Apply online

Complete your online application and get a response in 2 minutes.

3. Get funds

Access your funds within 24-48 hours of being approved.​

Customer Stories: real people, real progress

Discover how everyday Australians are achieving their goals with a little help from us

#CaravanAustralia

The road trip of a lifetime

Thanks to our NOW Finance loan, we consolidated debts and took a once-in-a-lifetime caravan trip around Australia. It wouldn’t have been possible without them!
#Thailand

A life-changing journey

NOW Finance approved my loan in a few days, making my trip to Hua Hin, Thailand, possible. That journey changed my life, I now support the Hutsadin Elephant Foundation, helping rescued elephants.
#WeddingDreams

Tying the knot without the stress

With the invaluable assistance of a NOW Finance loan, my husband and I were able to turn our dream wedding and honeymoon in Italy into a remarkable reality.

Tips & Articles

Helpful articles to make your financial journey easier.

Get your personalised quote in 2 minutes

Apply online in 10 minutes, with funds as soon as 24-48 business hours.