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In Partnership with WeMoney

Get the funds you need with no fees

Say goodbye to hidden fees and hello to financial freedom. Apply for a no-fee personal loan today.

Won’t impact your credit score

Get a rate in 2 minutes

Multiple WeMoney award champions, time and time again, including Best for Debt Consolidation (2025) and Excellent Rates and Fees (2022 to 2024 winners and 2025 finalists).

No fees

Forget about fees. Our personal loans are fee-free, forever. No ifs or buts about it.

Uniquely yours

Like a custom-tailored suit, your rate is made just for you. Get your personalised quote in less than 2 minutes.

VIP service

You’ll have a dedicated personal loan consultant to steer you through the entire process.

RATES & FEES

The Details

In order to apply for a personal loan, you must fulfil the following eligibility criteria:

You’re an Australian citizen or permanent resident
You’re employed and not currently on probation
You have no defaults or prior bankruptcy
You have a current Australian drivers licence or current Australian passport

Product	NOW Personal Loan
Interest Rate	From 6.45% p.a. (Unsecured) From 6.45% p.a. (Secured)
Comparison Rate	From 6.45% p.a.* (Unsecured) From 6.45% p.a.* (Secured)
Loan Amount	$5,000 – $50,000 (Unsecured) $15,000 – $100,000 (Secured)
Loan Term	18 months – 7 years
Loan Fees	$0 – No Fees
Upfront Fees	$0
Early Exit Fees	$0
Missed Payment Fees	$0
Ongoing Fees	$0