Industry Analysis

kNOWledge Base | Data & Insights

Read our analysis of Credit Cards, RBA, Fintech News, Investments, Micro Finance, Peer-to-Peer, Banks and more.  
History Timeline – How Financial Times Have Changed from Each Generation
It is common for one generation to blame a previous generation when discussing finances, or living o[...]
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Is Avocado Toast Really Denying Millennials the Right to Own a Home?
What did avocado ever do to anyone?
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Categories: Industry Analysis, Saving Tips, Spending
Why are Some Banks against Comprehensive Credit Reporting?
Despite this generally positive outlook, some banks have concerns regarding CCR.
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How to Become a Millennial First Home Buyer
A lot is said and written about the difficulties that millennials face in being able to afford their[...]
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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030