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Knowledge Base | Personal Loans

Have questions about personal loans? Get them answered with our general advice and guidance on personal finance. Answered by the expert NOW Finance team of personal loan consultants.
Advice & Guidance Articles Knowledge Base Personal Loans Tips & Advice

Are Early Pay Services Replacing Payday Loans as Your Biggest Financial Risk?

Payday loans and other types of short-term borrowing are widely accepted as being potentially danger...
Advice & Guidance Articles Interest Rates Knowledge Base Personal Loans Personal Loans IQ

What is a comparison rate and why is it important?

Articles Company Announcements Company News Knowledge Base Personal Loans Product Announcements

NOW Finance lowers interest rates again and increases maximum unsecured loan to $50,000

NOW Finance personal loans are now an even better value for our customers,...
Advice & Guidance Applying Articles Comprehensive Credit Reporting Credit Reports & Ratings Credit Score Personal Loans Personal Loans IQ Understanding Credit

When do Personal Loan Providers Check Your Credit File?

Let’s take a look at when personal loan providers check your credit file, and what you can do to p...
Articles Debt Management Personal Loans Refinancing

5 Steps to Refinancing a Personal Loan

Refinancing a personal loan may be a great financial solution that could bring many benefits...
Articles For those things you want now Lifestyle Personal Loans Spending

Funniest Reasons People Have Applied for a Personal Loan

wild and wonderful reasons why people require a loan...
Articles Budgeting & Money Management Debt Management Financial Wellness Money Matters Personal Expenses Personal Finance Personal Loans Saving Tips

I Didn’t Realise How Much I Needed a Personal Loan!

If you’re trying to save some money each month and failing miserably, don’t worry, because you...
Advice & Guidance Applying Articles Budgeting & Money Management Debt Management Everyday Money Financial Wellness Money Matters Organising Personal Finance Personal Loans

Top Reasons People Take Out Financial Loans

here’s a look at the most popular loan types here at NOW FINANCE....
Articles Credit Cards Interest Rates Personal Loans

Why are Australians Preferring Personal Loans Over Credit Cards?

Consumers are becoming smarter about how they use the credit available to them....
Advice & Guidance Applying Articles Credit Reports & Ratings Credit Score Interest Rates Personal Finance Personal Loans Personal Loans IQ

There’s More to Personal Loans Than Just Interest Rates

When looking for a personal loan, many people choose to focus purely on the interest rate they are g...
Advice & Guidance Applying Articles Personal Loans Personal Loans IQ

What’s Hidden in the T&Cs of Personal Loans?

How many times have we heard someone say, or said to ourselves, “no one reads the terms and condit...
Advice & Guidance Articles Credit Reports & Ratings Interest Rates Personal Loans Personal Loans IQ

Personal Loan Applications are Equal, but Some Personal Loan Applications Are More Equal Than Others

Look after your financial situation well and ensure your future personal loan applications are more ...