Personal Loans

kNOWledge Base | Personal Loans

Have questions about personal loans? Get them answered with our general advice and guidance on personal finance. Answered by the expert NOW FINANCE team of personal loan consultants.
When do Personal Loan Providers Check Your Credit File?
Let’s take a look at when personal loan providers check your credit file, and what you can do to p[...]
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5 Steps to Refinancing a Personal Loan
Refinancing a personal loan may be a great financial solution that could bring many benefits
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Categories: Debt Management, Personal Loans, Refinancing
Funniest Reasons People Have Applied for a Personal Loan
wild and wonderful reasons why people require a loan
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I Didn’t Realise How Much I Needed a Personal Loan!
If you’re trying to save some money each month and failing miserably, don’t worry, because you[...]
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Top Reasons People Take Out Financial Loans
here’s a look at the most popular loan types here at NOW FINANCE.
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Why are Australians Preferring Personal Loans Over Credit Cards?
Consumers are becoming smarter about how they use the credit available to them.
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Categories: Credit Cards, Interest Rates, Personal Loans
There’s More to Personal Loans Than Just Interest Rates
When looking for a personal loan, many people choose to focus purely on the interest rate they are g[...]
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What's Hidden in the T&Cs of Personal Loans?
How many times have we heard someone say, or said to ourselves, “no one reads the terms and condit[...]
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Personal Loan Applications are Equal, but Some Personal Loan Applications Are More Equal Than Others
Look after your financial situation well and ensure your future personal loan applications are more [...]
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Home Renovation: Step 3 – Finance Options
What are the different options you have at your fingertips to help you get those life changing home [...]
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Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 6.95% p.a. (8.57% p.a. comparison rate) to 17.95% p.a. (19.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

^No fees apply only to approved loan amounts between $5,000 to $15,000. Other fees including late payment fees and dishonour fees may apply.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 6.95% p.a. (8.57% p.a. comparison rate), would estimate to a minimum total amount payable of $36,883.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.