Personal Loans

kNOWledge Base | Personal Loans

Have questions about personal loans? Get them answered with our general advice and guidance on personal finance. Answered by the expert NOW FINANCE team of personal loan consultants.
When do Personal Loan Providers Check Your Credit File?
Let’s take a look at when personal loan providers check your credit file, and what you can do to p[...]
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5 Steps to Refinancing a Personal Loan
Refinancing a personal loan may be a great financial solution that could bring many benefits
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Categories: Debt Management, Personal Loans, Refinancing
Funniest Reasons People Have Applied for a Personal Loan
wild and wonderful reasons why people require a loan
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I Didn’t Realise How Much I Needed a Personal Loan!
If you’re trying to save some money each month and failing miserably, don’t worry, because you[...]
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Top Reasons People Take Out Financial Loans
here’s a look at the most popular loan types here at NOW FINANCE.
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Why are Australians Preferring Personal Loans Over Credit Cards?
Consumers are becoming smarter about how they use the credit available to them.
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Categories: Credit Cards, Interest Rates, Personal Loans
There’s More to Personal Loans Than Just Interest Rates
When looking for a personal loan, many people choose to focus purely on the interest rate they are g[...]
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What's Hidden in the T&Cs of Personal Loans?
How many times have we heard someone say, or said to ourselves, “no one reads the terms and condit[...]
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Personal Loan Applications are Equal, but Some Personal Loan Applications Are More Equal Than Others
Look after your financial situation well and ensure your future personal loan applications are more [...]
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Home Renovation: Step 3 – Finance Options
What are the different options you have at your fingertips to help you get those life changing home [...]
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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030