Finder Awards 2025 and 2026 winner for both Unsecured and Secured Personal Loans.

Make your Spring a Win​

Feel that? Jasmine in the air, longer afternoons, that itch to finally do the thing you’ve been putting off all winter. Spring has a way of making everything feel possible again.​

This spring, feel the win, the reno you’ve been pinning, the trip you keep bookmarking, the car that’s been on its last legs since January. Whatever your version of a Spring Win looks like, a NOW Finance loan can help you get there. And now, with a chance to win $1,000, it’s the perfect time to get started.​

How to enter

Get a Quote

Get a quote for a personal or car loan with NOW Finance

Apply for a Loan

If you’re happy with your offer, apply for the loan on or by 30 November 2026​

You’re in the Draw

Once approved and settled, you’ll automatically be added into that month’s draw to win $1,000

Eligible loan applications must be submitted between 14 September and 30 November 2026 to qualify. Eligible loans are a NOW Finance Personal Loan or NOW Finance Vehicle Loan for personal purposes. Three monthly prize draws will take place on Monday 19 October, Monday 16 November, and Monday 14 December 2026, with one winner of a $1,000 Mastercard eGift Card per draw. Winners will be notified via email. Prize payments will be issued via Prezzee, NOW Finance’s gift card provider, within 5 business days of winner confirmation. Getting a quote will not affect your credit score, but proceeding with a credit application will result in a hard credit enquiry which may impact your score. Open to Australian residents aged 18+. The promotion is valid until 11:59pm AEST on Monday 30 November 2026.

Find the right loan to
power your next big move

Vehicle
Loans

Our flexible vehicle loans make it simple to get behind the wheel sooner. Whether it’s a brand-new vehicle or a reliable used car, we’ll help you finance your purchase with affordable repayments and competitive rates.

From

7.59

%

pa

Interest rate

From

8.43

%

pa

Comparison rate*

Enjoy the confidence of a straightforward application and fast approval process. Drive away knowing you’ve secured a low-rate car loan that fits your budget.

Secured Personal Loan

When you’re planning something big and want more borrowing power, a Secured Personal Loan could be the right fit. By offering an asset as security, you may be able to access a lower rate or a higher loan amount.

From

5.95

%

pa

Interest rate

From

5.95

%

pa

Comparison rate*

RATES & FEES

The Details

In order to apply for a personal loan, you must fulfil the following eligibility criteria:

  • You’re an Australian citizen or permanent resident
  • You’re employed and not currently on probation
  • You have no defaults or prior bankruptcy
  • You have a current Australian drivers licence or current Australian passport

Product

Vehicle Loans

Interest Rate

From 7.59% p.a.

Comparison Rate

From 8.43% p.a.

Loan Amount

From $3,000 – $150,000

Loan Term

From 18 months – 7 years

Loan Fees

Up to a $595 establishment fee

$0 Ongoing Fees

Award-winning loans. None of the bank.

Recognised year after year by Finder, Mozo, and WeMoney for simple, no-fee personal loans, and car loans with excellent rates and fees.

 
It’s easy to get a loan with NOW

It’s quick, secure, and paper-free, from your quote to your cash.

1. Check your rate

It takes 2 minutes to get your personalised quote without impacting your credit score.

2. Apply online

Complete your online application and get a response in 2 minutes.

3. Get funds

Access your funds within 24-48 hours of being approved.​

Customer Stories: real people, real progress

Discover how everyday Australians are achieving their goals with a little help from us

#CaravanAustralia

The road trip of a lifetime

Thanks to our NOW Finance loan, we consolidated debts and took a once-in-a-lifetime caravan trip around Australia. It wouldn’t have been possible without them!
#Thailand

A life-changing journey

NOW Finance approved my loan in a few days, making my trip to Hua Hin, Thailand, possible. That journey changed my life, I now support the Hutsadin Elephant Foundation, helping rescued elephants.
#BoatLife

Smooth sailing into the next chapter

The NOW Finance team is top-notch, making the process simple and achievable, putting the big banks to shame!
Tips & Articles

Helpful articles to make your financial journey easier.

Get your personalised quote in 2 minutes

Apply online in 10 minutes, with funds as soon as 24-48 business hours.