Debt Consolidation

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Consolidation is a convenient way to manage and simplify your debt.


Debt consolidation simply means to bring all of one’s personal debts together – consolidating them – into a single regular repayment. Managing multiple debts can be stressful, tiresome and cost you thousands in additional interest; NOW FINANCE provides an option to consolidate all of these debts into one easy weekly or fortnightly payment by direct debit.

Debt Consolidation

With a personal loan, our customers can enjoy flexible payment options which simplifies their finances.

 Whether you are looking to consolidate credit card debt, personal loans, other debts or a mix of each, NOW FINANCE can help you find a solution.

– Up to 84 months to repay your personal loan.

– A credible and viable solution to budget management.

– Access to your own Australian-based personal loan advisor.

– Applications are personally reviewed and assessed individually by a person.

– Repayment plans from 18 months to 7 years.

– Industry-leading personalised service tailored to suit you.

– Our technology enables a streamlined 4-step process.

Want to know more? Call us now on 1300 275 669 or click here to get started.

Joint Loans

Apply together with your partner to unlock exclusive benefits.

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Secured Loans

Use your Car, Motorbike, Boat or Caravan as security for a lower interest rate.

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Ready to start?

Our loan application is simple and secure

Call 1300 275 669
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Get your loan in a few simple steps

Step 1.

Eligibility Check

A few questions to make sure you qualify for the loan.

Step 2.

Personal Details

To give you a personalised interest rate, we ask for more specific personal information.

Step 3.

Loan Details

Confirm how much you want to borrow based on your personalised interest rate.

(No impact on your credit file)

Step 4.

Financial Details

Tell us about your financial position, so we can ensure your personal loan fits your budget.

(Impacts your credit file)

Loan Categories

We provide a range of flexible personal loans designed to suit your needs.

Vehicle Finance
Medical & Dental Loa...
Travel Loans
Home Improvement
Debt Consolidation

Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.95%pa (9.56%pa comparison rate) to 16.95%pa (18.53%pa comparison rate)

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.95% p.a. (9.56% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.

NOW FINANCE is a trademark of NOW Finance Group Pty Ltd | ACN 158 703 612 Australian Credit Licence number 425142