Debt Consolidation Loan


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A Debt Consolidation loan is a convenient way to simplify your debt 


A debt consolidation loan allows you to combine all of your personal debts into one simple-to-manage personal loan. With NOW FINANCE, you could consolidate up to $50,000 in debt into one regular weekly or fortnightly repayment with a fixed interest rate.

Our customers enjoy flexible payment options that help take the complexity out of finance.

We offer:

  • Loan terms between 18-84 months
  • Interest rates from 5.95% p.a. (comparison rates from 5.95% p.a.)*
  • The flexibility of weekly or fortnightly repayments
  • A simple, easy-to-follow four-step process
  • Access to your own personal loan advisor with continued support throughout your loan term

Want to know more? Call NOW on 1300 275 669 or click here to get started.


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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply.  No establishment, account keeping or early repayment fees will apply. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years.  For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).  For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

^CONFIRMED RATE

Our confirmed guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details.  In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030