Funeral Loans

Support when you need it most.

Get peace of mind and ease the financial burden during difficult times. Borrow $5,000–$100,000 with $0 fees and fixed rates to cover service costs and memorials.

From

5.95

%

pa

Interest rate

From

5.95

%

pa

Comparison rate*

Won’t impact your credit score

Get a rate in 2 minutes

Fast and easy completion on your phone

Benefits

What can you use a Funeral Loans for?

A helping hand for life’s hardest moments
Ease the financial burden
Cover funeral costs without the added stress of upfront payments, so you can focus on what matters most.
Compassionate, fee-free lending
With no fees, you’ll have peace of mind knowing your loan is simple, transparent, and fair.
Flexible repayment options
Choose a repayment plan that suits your circumstances, giving you space and time during a difficult period.

Check your rate in minutes

Get a personalised quote and explore loan options that fit your plans.

Understand Your Borrowing Power

Personal Loan Repayment Calculator

Estimate your repayments in seconds.

Understand Your Borrowing Power

Repayment Calculator

Estimate your repayments in seconds.

Loan type
$
$
Repayment frequency
Loan term
Your credit score

Estimated repaymentS
$ 128 .37 per week
Loan Term
5 years
Interest Rate**
x.x% p.a.
Comparison Rate*
x.x% p.a.*
Loan Amount
$22,000

Don't know your credit score? Click here to find out.

There are various credit reporting agencies that can hold different information and scores. NOW Finance uses Equifax to determine your credit score and interest rate. You can access your Equifax credit report and credit score by visiting: www.equifax.com.au/personal

**The interest rate and repayment amounts used in this calculator are estimates only. These are based on the loan details and credit score you have provided here, which may be different to the credit score obtained if you submit an application. The final interest rate you are offered may differ once you have completed a loan application and we have assessed your personal circumstances. Applications for finance are subject to NOW Finance’s lending and approval criteria.

Find the right loan to
power your next big move

Unsecured Personal Loan

Whether it’s paying off existing debt, funding something special, or covering unexpected costs, our Unsecured Personal Loan makes it easy to borrow what you need with no security required.

From

5.95

%

pa

Interest rate

From

5.95

%

pa

Comparison rate*

Secured Personal Loan

When you’re planning something big and want more borrowing power, a Secured Personal Loan could be the right fit. By offering an asset as security, you may be able to access a lower rate or a higher loan amount.

From

5.95

%

pa

Interest rate

From

5.95

%

pa

Comparison rate*

Award-winning loans. None of the bank.

Recognised year after year by Finder, Mozo, and WeMoney for simple, no-fee personal loans, and car loans with excellent rates and fees.

 

Let us do the work.

Funeral costs can not only be distressing, but also unexpected. So your NOW Finance personal loan advisor will make the application process seamless and simple. Once approved, the money’s with you in as little as 24 hours.

It’s easy to get a loan with NOW

It’s quick, secure, and paper-free, from your quote to your cash.

1. Check your rate

It takes 2 minutes to get your personalised quote without impacting your credit score.

2. Apply online

Complete your online application and get a response in 2 minutes.

3. Get funds

Access your funds within 24-48 hours of being approved.​

Customer Stories: real people, real progress

Discover how everyday Australians are achieving their goals with a little help from us

#CaravanAustralia

The road trip of a lifetime

Thanks to our NOW Finance loan, we consolidated debts and took a once-in-a-lifetime caravan trip around Australia. It wouldn’t have been possible without them!
#Thailand

A life-changing journey

NOW Finance approved my loan in a few days, making my trip to Hua Hin, Thailand, possible. That journey changed my life, I now support the Hutsadin Elephant Foundation, helping rescued elephants.
#DreamRide

The ultimate ride

Thanks to NOW Finance, I finally bought the motorbike of my dreams—my first brand-new bike ever!
NOW Finance and the relevant partner will handle your personal information in line with their privacy policies. We may receive information from the partner to track your activity, confirm whether you qualify for cashback and process your payment.
No. Using NOW Perks does not change the terms of your existing NOW Finance loan. Taking up a separate refinance offer may result in a new loan agreement and different rates, repayments or terms.
No. Econnex and LendUs provide the comparison or referral services. You should review the available products, costs, features and terms and decide whether an option suits your needs.
No. You can choose the option that best suits your needs. Consider the price, features, inclusions, contract terms and service offered by each provider before switching.
Yes. NOW Finance does not charge a fee to access NOW Perks. You should still review the price, features and terms of any product before deciding whether to switch.
Update your details with NOW Finance as soon as possible. Outdated details may delay your cashback payment or prevent us from contacting you.
You will not qualify for cashback if the provider rejects, cancels or cannot complete your switch, or if you do not meet the offer requirements.
First, check that you completed the switch through an eligible NOW Perks link. Tracking times vary by offer. If you have not received a confirmation email within the timeframe shown in the offer terms, contact us and provide: – your full name – the offer you used – the date you completed the switch – any relevant order, application or reference number.
You may no longer qualify for cashback if you: – cancel during the cooling-off period – do not activate or connect the service – do not meet a minimum connection period – do not meet any other requirement in the offer terms.

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Rates & Repayments

Fixed repayments

Weekly or fortnightly
repayment options

No early repayment fees

Borrow $5,000–$100,000

We talk a lot about “No fees”, but what does that mean?

Even with the same interest rate, a $30,000 loan over 5 years with NOW Finance typically costs $1,000 to $2,000 less than with other lenders, because no fees really do matter.

Monthly fees are usually charged as you go

With some lenders, $15/month becomes $900 over 5 years.

At NOW Finance, you pay $0.

Upfront fees increase your total loan cost

Other lenders charge a $250 setup fee, which can end up costing you around $450 once interest is added.

NOW Finance = $0 upfront.

Most borrowers miss 1–3 payments over the loan term

3 missed repayments can still cost you $45 in fees with some lenders.

NOW Finance skips the fees.

Tips & Articles

Helpful articles to make your financial journey easier.

Get your personalised quote in 2 minutes

Apply online in 10 minutes, with funds as soon as 24-48 business hours.