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Whether it’s paying off existing debt, funding something special, or covering unexpected costs, our Unsecured Personal Loan makes it easy to borrow what you need with no security required.
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When you’re planning something big and want more borrowing power, a Secured Personal Loan could be the right fit. By offering an asset as security, you may be able to access a lower rate or a higher loan amount.
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Recognised year after year by Finder, Mozo, and WeMoney for simple, no-fee personal loans, and car loans with excellent rates and fees.
Funeral costs can not only be distressing, but also unexpected. So your NOW Finance personal loan advisor will make the application process seamless and simple. Once approved, the money’s with you in as little as 24 hours.
It’s quick, secure, and paper-free, from your quote to your cash.
It takes 2 minutes to get your personalised quote without impacting your credit score.
Complete your online application and get a response in 2 minutes.
Access your funds within 24-48 hours of being approved.
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With NOW Finance, you can borrow between $5,000 and $50,000 for unsecured loans, or up to $100,000 for secured loans, to help cover the costs of a funeral or memorial service. It can be used for burial or cremation expenses, venue hire or memorial costs, travel arrangements, or official documentation.
The amount you can borrow depends on your credit history, income, and overall financial situation.
All our Personal Loans come with no fees, competitive fixed rates, and are tailored to your circumstances.
A funeral loan is a type of personal loan that helps cover the costs of a funeral or memorial service. It can be used for burial or cremation expenses, venue hire or memorial costs, travel arrangements, or official documentation.
With a funeral loan from NOW Finance, you’ll receive the approved funds upfront and repay them through fixed monthly instalments over an agreed term. There are no fees, no early repayment charges, and transparent, upfront costs, helping you manage expenses with clarity and peace of mind.
A funeral loan can be used to cover a wide range of funeral-related expenses, providing flexibility and peace of mind during a difficult time. Common uses include:
With NOW Finance, you can tailor your Funeral Loan to your specific needs — with no hidden fees, fixed repayments, and transparent costs.
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Borrow $5,000–$100,000
Even with the same interest rate, a $30,000 loan over 5 years with NOW Finance typically costs $1,000 to $2,000 less than with other lenders, because no fees really do matter.
Monthly fees are usually charged as you go
With some lenders, $15/month becomes $900 over 5 years.
At NOW Finance, you pay $0.
Upfront fees increase your total loan cost
Other lenders charge a $250 setup fee, which can end up costing you around $450 once interest is added.
NOW Finance = $0 upfront.
Most borrowers miss 1–3 payments over the loan term
3 missed repayments can still cost you $45 in fees with some lenders.
NOW Finance skips the fees.
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