Personal Loans
Funeral Loans
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Won’t impact your credit score
Get a rate in 2 minutes
Fast and easy completion on your phone
Benefits
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Whether it’s paying off existing debt, funding something special, or covering unexpected costs, our Unsecured Personal Loan makes it easy to borrow what you need with no security required.
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When you’re planning something big or want more borrowing power, a Secured Personal Loan could be the right fit. By offering an asset as security, you could access a lower rate or a higher loan amount.
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personal loan repayment calculator
Quickly estimate your repayments to see how our loans can work for you.
Recognised year after year by Finder, Mozo, and WeMoney, our Personal Loans are known for no fees, fair rates, and a simpler way to borrow.
Funeral costs can not only be distressing, but also unexpected. So your NOW Finance personal loan advisor will make the application process seamless and simple. Once approved, the money’s with you in as little as 24 hours.
It’s quick, secure, and paper-free, from your quote to your cash.
It takes 2 minutes to get your personalised quote without impacting your credit score.
Complete your online application and get a response in 2 minutes.
Access your funds within 24-48 hours of being approved.
Discover how everyday Australians are achieving their goals with a little help from us
Memories over miles: Our family adventure
Smooth sailing into the next chapter
Tying the knot without the stress
Borrow $5,000–$100,000
Even with the same interest rate, a $30,000 loan over 5 years with NOW Finance typically costs $1,000 to $2,000 less than with other lenders, because no fees really do matter.

Monthly fees are usually charged as you go

With some lenders, $15/month becomes $900 over 5 years.

At NOW Finance, you pay $0.

Upfront fees increase your total loan cost

Other lenders charge a $250 setup fee, which can end up costing you around $450 once interest is added.

NOW Finance = $0 upfront.

Most borrowers miss 1–3 payments over the loan term

3 missed repayments can still cost you $45 in fees with some lenders.

NOW Finance skips the fees.
Get your personalised quote in 2 minutes
Apply online in 10 minutes, with funds as soon as 24-48 business hours.