From
%
pa
Interest rate
From
%
pa
Comparison rate*
Get a rate in 2 minutes
Won’t impact your credit score
Fast and easy completion on your phone
Benefits
Check your rate in minutes
Get a personalised quote and explore loan options that fit your plans.
Understand Your Borrowing Power
Personal Loan Repayment Calculator
Estimate your repayments in seconds.
Don't know your credit score? Click here to find out.
A flexible loan that can be used for a range of personal needs without using a vehicle as security.
From
%
pa
Interest rate
From
%
pa
Comparison rate*
A flexible loan that can be used for a range of personal needs, secured against a vehicle to potentially access a lower estimated rate.
From
%
pa
Interest rate
From
%
pa
Comparison rate*
**Excludes Debt Consolidation, which is paid directly to creditors.
Funeral costs can not only be distressing, but also unexpected. So your NOW Finance personal loan advisor will make the application process seamless and simple. Once approved, the money’s with you in as little as 24 hours.
Recognised year after year by Finder, Mozo, and WeMoney for simple, no-fee personal loans, and car loans with excellent rates and fees.
With NOW Finance, you can borrow between $5,000 and $50,000 for unsecured loans, or up to $100,000 for secured loans, to help cover the costs of a funeral or memorial service. It can be used for burial or cremation expenses, venue hire or memorial costs, travel arrangements, or official documentation.
The amount you can borrow depends on your credit history, income, and overall financial situation.
All our Personal Loans come with no fees, competitive fixed rates, and are tailored to your circumstances.
A funeral loan is a type of personal loan that helps cover the costs of a funeral or memorial service. It can be used for burial or cremation expenses, venue hire or memorial costs, travel arrangements, or official documentation.
With a funeral loan from NOW Finance, you’ll receive the approved funds upfront and repay them through fixed monthly instalments over an agreed term. There are no fees, no early repayment charges, and transparent, upfront costs, helping you manage expenses with clarity and peace of mind.
A funeral loan can be used to cover a wide range of funeral-related expenses, providing flexibility and peace of mind during a difficult time. Common uses include:
With NOW Finance, you can tailor your Funeral Loan to your specific needs — with no hidden fees, fixed repayments, and transparent costs.
See all (COUNT) articles
Even with the same interest rate, a $30,000 loan over 5 years with NOW Finance typically costs $1,000 to $2,000 less than with other lenders, because no fees really do matter.
Monthly fees are usually charged as you go
With some lenders, $15/month becomes $900 over 5 years.
At NOW Finance, you pay $0.
Upfront fees increase your total loan cost
Other lenders charge a $250 setup fee, which can end up costing you around $450 once interest is added.
NOW Finance = $0 upfront.
Most borrowers miss 1–3 payments over the loan term
3 missed repayments can still cost you $45 in fees with some lenders.
NOW Finance skips the fees.
Helpful articles to make your financial journey easier.
Get your personalised quote in 2 minutes
Apply online in 10 minutes, with funds as soon
as 24-48 business hours.