Medical Loans

A better you and no fees.

Manage healthcare costs with a dedicated medical loan. Cover treatments or elective surgery with fixed repayments and absolutely no hidden fees.

From

5.95

Interest rate

From

5.95

Comparison rate*

Get a rate in 2 minutes

Won’t impact your credit score

Fast and easy completion on your phone

Benefits

What can you use a Medical Loans for?

Care without the financial worry.

Cover unexpected costs

From procedures to treatment, ease the burden of sudden expenses.

No fees, no surprises

Transparent lending so you can focus on recovery, not paperwork.

Flexible repayments

Tailored to your budget, giving you peace of mind during treatment and beyond.

Support when it matters

Funding designed to help you or your loved ones access care without delay.

Check your rate in minutes

Get a personalised quote and explore loan options that fit your plans.

Understand Your Borrowing Power

Personal Loan Repayment Calculator

Estimate your repayments in seconds.

Loan type ?

What do you need the funds for?

Loan amount

Estimated repayments

Select Loan Purpose

Don't know your credit score? Click here to find out.

Get My Rate

**The interest rate and repayment amounts used in this calculator are estimates only. These are based on the loan details and credit score you have provided here, which may be different to the credit score obtained if you submit an application. The final interest rate you are offered may differ once you have completed a loan application and we have assessed your personal circumstances. Applications for finance are subject to NOW Finance's lending and approval criteria.

Find the right loan to
power your next big move

No asset security required

Unsecured
Personal Loan

A flexible loan that can be used for a range of personal needs without using a vehicle as security.

From

5.95

Interest rate

From

5.95

Comparison rate*

Backed by an eligible vehicle

Secured
Personal Loan

A flexible loan that can be used for a range of personal needs, secured against a vehicle to potentially access a lower estimated rate.

Borrow from $15,000 to $100,000
Reduced interest rate backed by a vehicle
Funds paid to your account**
Up to 4 loan purposes
Flexible loan terms
No fees

From

5.95

Interest rate

From

5.95

Comparison rate*

**Excludes Debt Consolidation, which is paid directly to creditors.

Award-winning loans. None of the bank.

Recognised year after year by Finder, Mozo, and WeMoney for simple, no-fee personal loans, and car loans with excellent rates and fees.

Customer Stories: real people, real progress

Discover how everyday Australians are achieving their goals with a little help from us

#CaravanAustralia

The road trip of a lifetime

Thanks to our NOW Finance loan, we consolidated debts and took a once-in-a-lifetime caravan trip around Australia. It wouldn’t have been possible without them!

#Thailand

A life-changing journey

NOW Finance approved my loan in a few days, making my trip to Hua Hin, Thailand, possible. That journey changed my life, I now support the Hutsadin Elephant Foundation, helping rescued elephants.

#BoatLife

Smooth sailing into the next chapter

The NOW Finance team is top-notch, making the process simple and achievable, putting the big banks to shame!

We talk a lot about “No fees”, but what does that mean?

Even with the same interest rate, a $30,000 loan over 5 years with NOW Finance typically costs $1,000 to $2,000 less than with other lenders, because no fees really do matter.