Medical Loan
A better you and no fees.
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Interest rate
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Comparison rate*
Won’t impact your credit score
Get a rate in 2 minutes
Fast and easy completion on your phone
Benefits
What can you use a Medical Loan for?
Check your rate in minutes
Find the right loan to
power your next big move
Unsecured
Personal Loan
Whether it’s paying off existing debt, funding something special, or covering unexpected costs, our Unsecured Personal Loan makes it easy to borrow what you need with no security required.
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Interest rate
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Comparison rate*
Secured
Personal Loan
When you’re planning something big or want more borrowing power, a Secured Personal Loan could be the right fit. By offering an asset as security, you could access a lower rate or a higher loan amount.
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Interest rate
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Comparison rate*
personal loan repayment calculator
Understand your borrowing power
Quickly estimate your repayments to see how our loans can work for you.
One of Australia’s most awarded non-bank personal lenders
Recognised year after year by Finder, Mozo, and WeMoney, our Personal Loans are known for no fees, fair rates, and a simpler way to borrow.
It’s easy to get a loan with NOW
It’s quick, secure, and paper-free, from your quote to your cash.
It takes 2 minutes to get your personalised quote without impacting your credit score.
Complete your online application and get a response in 2 minutes.
Access your funds within 24-48 hours of being approved.
Customer Stories: real people, real progress
Discover how everyday Australians are achieving their goals with a little help from us
Memories over miles: Our family adventure
Smooth sailing into the next chapter
Tying the knot without the stress
Rates & Repayments
Fixed repayments
Weekly or fortnightly
repayment options
No early repayment fees
Borrow $5,000–$100,000
We talk a lot about “No fees”, but what does that mean?
Even with the same interest rate, a $30,000 loan over 5 years with NOW Finance typically costs $1,000 to $2,000 less than with other lenders, because no fees really do matter.
Monthly fees are usually charged as you go
With some lenders, $15/month becomes $900 over 5 years.
At NOW Finance, you pay $0.
Upfront fees increase your total loan cost
Other lenders charge a $250 setup fee, which can end up costing you around $450 once interest is added.
NOW Finance = $0 upfront.
Most borrowers miss 1–3 payments over the loan term
3 missed repayments can still cost you $45 in fees with some lenders.
NOW Finance skips the fees.