Why NOW.


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A Few Things You Might Want to Know.

  • NOW FINANCE is one of Australia’s leading providers of unsecured personal loans designed to specifically meet the needs of our customers.
  • NOW FINANCE offers personal loans with a personal touch.
  • We offer personal loans, personal service, and a personal repayment plan to suit you, whatever the reason for taking out your loan and your personal circumstances.
  • At NOW FINANCE, we also love to keep things simple. If you decide to take out your loan and then never need to call us, we won’t hassle you unnecessarily.
  • Your personal loan consultant is based in Australia and is on call when you need them, not the other way around.
  • Whether you choose to repay over 18 months or 84 months, this personal touch ensures you’ll always know the status of your loan and can speak with someone that knows you, your loan, and what you need when you need it.

Why Choose Us.

We provide a range of flexible personal loans designed to suit your needs.

  • Competitive interest rates and flexible repayments.
  • Applications are personally reviewed and assessed individually by a real person, not a machine.
  • We offer a solid and trusted solution to managing your finances.
  • You’re helped by your own Australia-based personal loan consultant.
  • We personalise our service to suit you and your needs.
  • Choose up to seven years to repay your personal loan.

Don’t Just Take Our Word for It!

Contact Us

If you have any questions, please contact us on 1300 275 669 - Monday to Friday, from 9am to 6pm AEST.

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How it works

NOW FINANCE has a simple 4-step process for you to access a personal loan.

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About us

Our personal loans aren’t just personal by name, they’re personal by nature.

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Things you should know

Applications for finance are subject to NOW FINANCE’s lending and approval criteria. Terms, conditions, fees and charges may apply. For example, there is usually an establishment fee and a monthly administration fee applicable. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years.

No Fee Personal Loan: No fees apply only to approved applicants for loan amounts between $5,000 to $15,000. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Interest rates range from 6.95% p.a. (6.95% p.a. comparison rate) to 17.95% p.a. (17.95% p.a. comparison rate). See below for information on comparison rates.

Unsecured and Secured Personal Loans: Unsecured interest rates start from 6.95% p.a. (8.56% p.a. comparison rate) to 17.95% p.a. (19.51% p.a. comparison rate). Secured interest rates start from 5.95% p.a. (7.60% p.a. comparison rate) to 15.45% p.a. (17.07% p.a. comparison rate). See below for information on comparison rates.

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW FINANCE no fee personal loans are based on a loan of $10,000 over 3 years. The comparison rates for the NOW FINANCE unsecured and secured personal loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030