Motorcycle loans
Ride your way with a motorcycle loan tailored to you.
Enjoy clear terms, competitive rates, and flexible repayment options tailored to your lifestyle.
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Won’t impact your credit score
Get a rate in 2 minutes
Fast and easy completion on your phone
benefits
Ride your dream bike, without the financial hurdles.
Ride away faster
With quick approval, you can get your dream bike and enjoy the open road without the wait.
Boost your credit score
On-time repayments help build your credit history and improve your score for future borrowing.
Flexible repayments
Choose loan terms that suit your budget, whether you prefer weekly, fortnightly or monthly repayments.
Feel the freedom
Explore Australia your way, creating memories with every trip and every stop along the journey.
Find the right loan to
power your next big move
Car Loan
Our flexible car loans make it simple to get behind the wheel sooner. Whether it’s a brand-new vehicle or a reliable used car, we’ll help you finance your purchase with affordable repayments and competitive rates.
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Interest rate
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Enjoy the confidence of a straightforward application and fast approval process. Drive away knowing you’ve secured a low-rate car loan that fits your budget.
One of Australia’s most awarded
non-bank personal lenders
When it comes to recognition, we don’t just say we’ve won awards — we’ve been recognised for
putting customers first with fairer, simpler way to borrow.
Turn every ride into freedom
Enjoy the thrill of open-road freedom! From weekday commutes to weekend escapes. With a loan that offers flexible terms and competitive rates, you can make your dream bike yours and feel the rush of adventure every time you ride.
It’s easy to get a loan with NOW
It’s quick, secure, and paper-free — from your quote to your cash.
1. Check your rate
It takes 2 minutes to get your personalised quote
without impacting your credit score.
2. Apply online
Complete your online application and get a
response in 2 minutes.
3. Get funds
Access your funds within 24-48 hours of
being
approved.
Customer Stories: real people, real progress
Discover how everyday Australians are achieving their goals with a little help from us
Memories over miles: Our family adventure
After the Covid lockdowns, our NOW Finance loan made it possible to take our two boys to the Philippines to visit my 91-year-old grandma.
Smooth sailing into the next chapter
The NOW Finance team is top-notch, making the process simple and achievable, putting the big banks to shame!
Tying the knot without the stress
With the invaluable assistance of a NOW Finance loan, my husband and I were able to turn our dream wedding and honeymoon in Italy into a remarkable reality.
Memories over miles: Our family adventure
After the Covid lockdowns, our NOW Finance loan made it possible to take our two boys to the Philippines to visit my 91-year-old grandma.
Smooth sailing into the next chapter
The NOW Finance team is top-notch, making the process simple and achievable, putting the big banks to shame!
Tying the knot without the stress
With the invaluable assistance of a NOW Finance loan, my husband and I were able to turn our dream wedding and honeymoon in Italy into a remarkable reality.
The ultimate ride
Thanks to NOW Finance, I finally bought the motorbike of my dreams, my first brand-new bike ever!
The road trip of a lifetime
Thanks to our NOW Finance loan, we consolidated debts and took a once-in-a-lifetime caravan trip around Australia. It wouldn’t have been possible without them!
A life-changing journey
NOW Finance approved my loan in a few days, making my trip to Hua Hin, Thailand, possible. That journey changed my life, I now support the Hutsadin Elephant Foundation, helping rescued elephants.
Personal Loans, explained
How much can I borrow with a personal loan?
NOW Finance offers unsecured loans, where you can borrow from $5,000 to $50,000, and secured personal loans, where you can borrow from $15,000 to $100,000. A secured loan means you provide an asset as security on the loan.
What is a personal loan?
A personal loan is a loan you can use for just about anything. You can use it to pay for home extensions, debt consolidation or even a holiday. You can get small personal loans or big ones (up to $100,000). You have to repay the loan with interest over a fixed term. NOW Finance offers fixed terms from 18 months to 7 years. For more information, read about how it works.
What happens when you pay off a personal loan early?
NOW Finance will not charge fees if you pay off your personal loan early. You may even save money on interest, depending on the terms of your credit contract.
Personal Loans, explained
How much can I borrow with a personal loan?
NOW Finance offers unsecured loans, where you can borrow from $5,000 to $50,000, and secured personal loans, where you can borrow from $15,000 to $100,000. A secured loan means you provide an asset as security on the loan.
What is a personal loan?
A personal loan is a loan you can use for just about anything. You can use it to pay for home extensions, debt consolidation or even a holiday. You can get small personal loans or big ones (up to $100,000). You have to repay the loan with interest over a fixed term. NOW Finance offers fixed terms from 18 months to 7 years. For more information, read about how it works.
What happens when you pay off a personal loan early?
NOW Finance will not charge fees if you pay off your personal loan early. You may even save money on interest, depending on the terms of your credit contract.
How much can I borrow with a personal loan?
NOW Finance offers unsecured loans, where you can borrow from $5,000 to $50,000, and secured personal loans, where you can borrow from $15,000 to $100,000. A secured loan means you provide an asset as security on the loan.
What is a personal loan?
A personal loan is a loan you can use for just about anything. You can use it to pay for home extensions, debt consolidation or even a holiday. You can get small personal loans or big ones (up to $100,000). You have to repay the loan with interest over a fixed term. NOW Finance offers fixed terms from 18 months to 7 years. For more information, read about how it works.
What happens when you pay off a personal loan early?
NOW Finance will not charge fees if you pay off your personal loan early. You may even save money on interest, depending on the terms of your credit contract.
A motorcycle loan from NOW Finance is designed to help you purchase a new or used motorcycle without paying the full cost upfront. You borrow a set amount and repay it through fixed monthly instalments over a chosen term, which includes the interest rate and any applicable fees.
With a motorcycle loan, you could get your motorcycle sooner while spreading the cost over time. NOW Finance offers motorcycle loan amounts from $3,000 to $60,000, flexible repayment terms and no ongoing fees, making it easier to find an option that suits your budget.
NOW Finance offers motorcycle loan amounts from $3,000 to $60,000 for almost any type of motorcycle. There are some restrictions on the value and age of the motorcycle that we can offer a loan for. If you’re unsure if we can offer a motorcycle loan for the type of motorcycle you’re looking to purchase, get in touch with our customer service team who can assist you with finding an option that may suit.
With NOW Finance, you typically don’t need a deposit to get a motorcyle loan. You can borrow the full amount needed to purchase your new or used motorcyle, depending on your income, credit history, and overall financial situation.
However, making a deposit can reduce the total amount borrowed, lower your repayments, and help you pay off the loan sooner.
A motorcycle loan from NOW Finance is designed to help you purchase a new or used motorcycle without paying the full cost upfront. You borrow a set amount and repay it through fixed monthly instalments over a chosen term, which includes the interest rate and any applicable fees.
With a motorcycle loan, you could get your motorcycle sooner while spreading the cost over time. NOW Finance offers motorcycle loan amounts from $3,000 to $60,000, flexible repayment terms and no ongoing fees, making it easier to find an option that suits your budget.
NOW Finance offers motorcycle loan amounts from $3,000 to $60,000 for almost any type of motorcycle. There are some restrictions on the value and age of the motorcycle that we can offer a loan for. If you’re unsure if we can offer a motorcycle loan for the type of motorcycle you’re looking to purchase, get in touch with our customer service team who can assist you with finding an option that may suit.
With NOW Finance, you typically don’t need a deposit to get a motorcyle loan. You can borrow the full amount needed to purchase your new or used motorcyle, depending on your income, credit history, and overall financial situation.
However, making a deposit can reduce the total amount borrowed, lower your repayments, and help you pay off the loan sooner.
Yes. Unless you are choosing our unsecured Personal Loan option, your loan is secured by the motorcycle you are purchasing, we require it to be comprehensively insured for the duration of your loan. Having comprehensive insurance on your motorcycle helps protect you and reduce financial risk if it’s damaged, stolen, or written off. At NOW Finance, insurance isn’t included in the loan, so you’ll need to arrange it separately through your preferred insurer.
Yes, you can get a motorcycle loan for a second-hand or used motorcycle. Loan terms may vary depending on the motorcycle’s age, condition, and value, as we’ll assess these factors when determining eligibility.
A used motorcycle loan works the same way as a new motorcycle loan, you borrow a set amount with a fixed interest rate and make regular repayments until the loan is fully repaid.
Yes, you may be able to refinance an existing motorcyle loan to a new NOW Finance loan to better suit your current financial situation. Refinancing involves replacing your existing motorcycle loan with a new one, which could offer lower interest rates, different repayment terms, or the option to access additional funds. You might consider refinancing if your credit score has improved, your income has increased, or market interest rates have dropped.
Please note that refinancing involves a new credit assessment and credit check, and eligibility depends on your existing loan balance and our lending criteria. Make sure to review your personal circumstances and the loan terms to ensure refinancing is suitable for you.
With NOW Finance, you can borrow between $3,000 and $60,000 for a motorcycle loan. The amount you’re approved for depends on factors such as your income, credit history, and the motorcycle you’re purchasing.
We provide flexible loan options for both new and used bikes, with repayment plans tailored to your budget and financial goals.
Rates & Repayments
Fixed repayments
Weekly, fortnightly or monthly repayment options
No early repayment fees
Borrow $3,000–$60,000
Every trip started with a prayer.
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Important Information
THINGS YOU SHOULD KNOW
All applications for finance are subject to NOW Finance’s lending and approval criteria. No fees apply only to new NOW Finance Secured Personal Loans and new NOW Finance Unsecured Personal Loans. An establishment fee of up to $595 applies to NOW Finance Car Loans. If you do not comply with the terms of your loan, we may pass on to you any third-party enforcement or recovery costs incurred by us.
*ABOUT COMPARISON RATES
Comparison Rates are designed to help you understand the overall cost of a personal loan by taking into account the interest rate, fees and charges, the loan amount, and the loan term. All comparison rates shown are based on a loan of $30,000 over 5 years for the respective product type referenced.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Representative example: A borrower with excellent credit taking out a $30,000 NOW Finance Unsecured Personal Loan over 5 years at an interest rate of 5.95% p.a. (5.95% p.a. comparison rate), would pay an estimated total of $34,703.50 using the fortnightly payment option. Rates on offer are subject to change without notice.
Loan Terms and Amounts
1- NOW Finance Personal Loans:
Loan terms: 18 months to 7 years
Loan amount: $5,000 – $50,000 (Unsecured); $15,000 – $100,000 (Secured)
Interest rates: 5.95% p.a. – 26.95% p.a. (Unsecured); 5.95% p.a. – 21.65% p.a. (Secured)
Comparison rates: 5.95% p.a. – 26.95% p.a. (Unsecured); 5.95% p.a. – 21.65% p.a. (Secured)
2- NOW Finance Car Loans
Loan terms: 18 months to 7 years
Loan amount: $3,000 to $150,000
Interest rates: 7.59% p.a. – 15.39% p.a.
Comparison rates: 8.43% p.a. – 16.29% p.a.
ABOUT PERSONALISED QUOTES
Your personalised quote will provide you with an estimate of your interest rate and repayments. The final rate offered, if one is offered, may differ once you have completed a loan application and told us about your personal financial circumstances and credit history.


