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You can use a NOW Finance personal loan for almost any personal purpose. This could include a holiday, home improvements, household furnishings, purchasing or repairing a vehicle, vehicle upgrades, medical or dental expenses, wedding or funeral costs, or sporting equipment.
Unacceptable loan purposes include:
A home renovation loan is a type of personal loan designed to help you finance home improvements, repairs, or upgrades. You can use it for almost any project — from kitchen and bathroom remodels to extensions, landscaping, or rebuilding.
With NOW Finance, you can choose between:
Every loan comes with fixed rates, flexible terms, and no fees ever, giving you clear and manageable repayments.
Yes. A Dental Loan can help you cover the cost of dental surgery and other major procedures. It works like a standard unsecured personal loan:
With NOW Finance, there are no fees ever, and you can borrow with confidence, knowing exactly what you’ll repay.
A dental loan can be a smart choice if you:
NOW Finance deposits the approved funds directly into your bank account, so you can choose any dentist or dental clinic in Australia. Once approved, funds are typically available within 24–48 hours, so you can book treatment with the provider that best suits you.
Yes! You can use your wedding loan to cover the costs of a wedding abroad, including venue hire, catering, and other related expenses. Keep in mind that exchange rates and international transfer fees may apply. To help manage your budget, it’s a good idea to have a clear contract with your overseas venue provider to lock in costs.
Absolutely! Our wedding loans can be used for any wedding, whether it’s your first, second, or beyond. As long as you meet our eligibility requirements, you can apply for a wedding loan whenever you’re ready to make your special day happen.
A Wedding Loan can be used to cover almost every part of your celebration — from the proposal to the honeymoon. Common expenses include:
With NOW Finance, you can tailor your loan to fit your plans and budget, with no fees ever and fixed repayments for complete peace of mind.
In some cases, you may be able to claim a tax deduction on the interest portion of your education loan, depending on how the funds were used. For example, if the loan was used to support self-education related to your current job, certain expenses might be deductible.
For personalised advice, it’s best to check the latest guidance on the ATO website or speak with a registered tax accountant to understand what applies to your situation.
No, education loans cannot be transferred or reassigned to another person. The loan agreement is made directly between you and NOW Finance, meaning you’re responsible for all repayments under your name.
If your circumstances change, speak with your NOW Finance personal loan advisor to discuss your options.
When you take out an Education Loan with NOW Finance, we’ll create a personalised repayment plan that fits your financial situation. Your repayments are made at regular intervals, weekly or fortnightly, over a fixed term with a clear end date.
If your income is limited while you’re studying, it’s a good idea to set a realistic budget and keep track of your expenses to stay on top of your repayments. Our team can also help you review your plan if your circumstances change.
With NOW Finance, you can borrow between $5,000 and $50,000 for unsecured loans, or up to $100,000 for secured loans, to furnish your home or replace major items.
The amount you can borrow depends on your credit history, income, and overall financial situation.
All our Personal Loans come with no fees, competitive fixed rates, and are tailored to your circumstances.
A furniture loan is a type of personal loan that helps you purchase household furnishings without paying the full cost upfront. You can use a furniture loan to buy almost any item for your home, including:
Whether you’re moving into a new home or refreshing your living space, a furniture loan from NOW Finance gives you the flexibility to spread your payments over time, with no hidden fees and a fixed repayment plan.
With a NOW Finance Furniture Loan, funds are paid directly into your bank account, usually within 24 to 48 business hours after approval. That means you’re not limited to specific stores or partner retailers.
You can shop at any furniture stores in Australia, whether it’s a large national brand or a local boutique, and pay using your loan funds just like cash.
With NOW Finance, you can borrow between $5,000 and $50,000 for unsecured loans, or up to $100,000 for secured loans, to help cover the costs of a funeral or memorial service. It can be used for burial or cremation expenses, venue hire or memorial costs, travel arrangements, or official documentation.
The amount you can borrow depends on your credit history, income, and overall financial situation.
All our Personal Loans come with no fees, competitive fixed rates, and are tailored to your circumstances.
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