Car Loans

Car Loans in Adelaide

When comparing car loans in Adelaide, it is important to look beyond the advertised rate. Repayment flexibility, loan terms and the overall application experience can all influence how manageable your loan feels over time. NOW Finance keeps the process simple with competitive rates, flexible repayment options and an easy online application designed to help you move forward sooner.

Won’t impact your credit score

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Benefits

Find a car loan that suits you

Whether you are upgrading your current car, buying your first vehicle or looking for something suited to your lifestyle, a car loans  can help you spread the cost into manageable repayments. Instead of waiting until you have the full purchase price saved, financing gives you the flexibility to secure the vehicle you need sooner while staying in control of your budget.

Making repayments consistently may also help strengthen your credit profile over time, supporting future financial goals. If you are exploring other borrowing solutions as well, you can also compare personal loans for a range of expenses.

Explore flexible vehicle loans in Adelaide
Different lifestyles call for different types of vehicles, which is why our car loans offer flexibility across a range of finance needs.
Finance a new car with manageable repayments
A vehicle loan can help you finance your new car while spreading repayments over time. It is a practical option if you are looking for updated safety technology, improved reliability or better fuel efficiency.
Flexible options for a used car
Purchasing second-hand can often be a more affordable way to upgrade your vehicle. Our vehicle loan options in Adelaide include financing for used vehicles, helping you secure reliable transport without paying the full amount upfront.
Repayment options designed around real budgets
Car Loans in Adelaide should work with your financial situation, not against it.

Check your rate in minutes

Get a personalised rate and explore loan options that fit your plans.

Car Loans 

Explore car loans  in Adelaide

1

Check your rate without impacting your credit score

View your personalised rate in around two minutes without affecting your credit score, helping you understand your options before committing to an application.

2

Complete your application online

Finish your application through a straightforward online process and receive a fast response, so you are not left waiting for updates.

3

Access approved funds quickly

Once approved, funds are typically available within 24 to 48 hours, helping you move ahead with your vehicle purchase sooner.

Compare car options in Adelaide today

The right vehicle can make work, travel and everyday life more convenient, but finding suitable finance is not always simple.

NOW Finance offers flexible options, competitive rates and a transparent online process designed to help you get on the road sooner. Whether you are exploring car options in Adelaide for a new or used vehicle, you can check your personalised rate online today.

Why choose NOW Finance for a car loan in Adelaide

NOW Finance offers flexible options, competitive rates and a transparent online process designed to help you get on the road sooner. Whether you are exploring car loan options in Adelaide or looking for something else, you can check your personalised rate online now.

Rate Snapshot

vehicle loan rates from:

Interest rate:

7.59%

Comparison rate:

8.43%

Understand Your Borrowing Power in Adelaide

Vehicle Loans Repayment Calculator

Estimate your repayments in seconds.

Understand Your Borrowing Power

Repayment Calculator

Estimate your repayments and total interest costs in seconds.

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Repayment frequency
Loan term
Your credit score

Estimated repayments
$ 128 .37 per week
Loan Term
5 years
Interest Rate**
12.95% p.a.
Comparison Rate*
13.42% p.a.*
Loan Amount
$22,000
*Comparison Rates are designed to help you understand the overall cost of a personal loan by taking into account the interest rate, fees and charges, the loan amount, and the loan term. No fees apply only to new NOW Finance Secured Personal Loans and new NOW Finance Unsecured Personal Loans. An establishment fee of up to $595 applies to NOW Finance Vehicle Loans.

Don't know your credit score? Click here to find out.

There are various credit reporting agencies that can hold different information and scores. NOW Finance uses Equifax to determine your credit score and interest rate. You can access your Equifax credit report and credit score by visiting: www.equifax.com.au/personal

**The interest rate and repayment amounts used in this calculator are estimates only. These are based on the loan details and credit score you have provided here, which may be different to the credit score obtained if you submit an application. The final interest rate you are offered may differ once you have completed a loan application and we have assessed your personal circumstances. Applications for finance are subject to NOW Finance’s lending and approval criteria.

Other Adelaide Based Loan Options

Need a loan for a different purpose? See our other loan services here. 

Award-winning loans. None of the bank.

Recognised year after year by Finder, Mozo, and WeMoney for simple, no-fee personal loans, and car loans with excellent rates and fees.

 
It’s easy to get a loan with NOW

It’s quick, secure, and paper-free, from your quote to your cash.

1. Check your rate

It takes 2 minutes to get your personalised quote without impacting your credit score.

2. Apply online

Complete your online application and get a response in 2 minutes.

3. Get funds

Access your funds within 24-48 hours of being approved.​

Customer Stories: real people, real progress

Discover how everyday Australians are achieving their goals with a little help from us

#CaravanAustralia

The road trip of a lifetime

Thanks to our NOW Finance loan, we consolidated debts and took a once-in-a-lifetime caravan trip around Australia. It wouldn’t have been possible without them!
#Thailand

A life-changing journey

NOW Finance approved my loan in a few days, making my trip to Hua Hin, Thailand, possible. That journey changed my life, I now support the Hutsadin Elephant Foundation, helping rescued elephants.
#BoatLife

Smooth sailing into the next chapter

The NOW Finance team is top-notch, making the process simple and achievable, putting the big banks to shame!

Tips & Articles

Helpful articles to make your financial journey easier.

Get your personalised quote in 2 minutes

Apply online in 10 minutes, with funds as soon as 24-48 business hours.