Overpaying on your mortgage?

We’ve partnered with LendUs to offer cashback on eligible home loans. Get matched and see what’s possible within minutes.

Earn cash back

Unlock discounts

Compare without committing

Earn cashback

Access multiple lenders

No obligations

Exclusive Offer

An Aussie first. Get upfront and monthly cash back with LendUs, plus keep any lender cashback offers.*

Enter your loan amount below to discover your upfront & monthly cashback!

This Offer is administered at the sole discretion of LendUs and may be varied, suspended, withdrawn or ceased by LendUs at any time without notice. This applies to both new loans and existing settled loans, including loans that are already receiving cash back payments, from 30 June 2026.

Eligibility for this Offer is determined by LendUs in its sole discretion and is generally limited to settled loans for where LendUs has received commission from the funding lender. To receive cash back, customers must provide valid bank details through the LendUs platform link within 4 weeks of the initial Offer email.

If bank details are not provided within that 4-week period, the Offer and platform link will expire. Any advertised upfront cash back rate of 0.1% and trail cash back rate of 0.05% are indicative only and do not guarantee any payment or ongoing payment. Any such displayed rates do not create a representation or guarantee that any cash back will be paid, or continue to be paid, and all cash back payments remain subject to LendUs’ sole discretion. LendUs may cease making cash back payments at any time.

Get up to $1,000 from NOW Perks

Settle a new home loan or refinance your existing home loan with LendUs and we’ll give you up to $1,000 from NOW Perks! Cashback is based on the value of your home loan.

Home loans under $300,000

Get up to $500

Home loans $300,000 to $450,000

Get up to $750

Home loans over $450,000

Get up to $1,000

*The cashback from NOW Perks will be paid directly into the account linked to your NOW Finance loan.

Exclusive NOW PERKS offer

Settle a home loan with LendUs and get up to $1,000 cashback from NOW Perks.

*The cashback from NOW Perks will be paid directly into the account linked to your NOW Finance loan.

Why we’ve partnered with LendUs

Benefits of refinancing or taking out a new home loan with LendUs

Upfront cashback

When you use LendUs to find your perfect home loan, you’ll receive cashback upfront at settlement.

Monthly cashback

You’ll also get a percentage of your loan balance paid as monthly cashback for the life of the loan.

Access to multiple lenders

Get expert help applying for a loan from 30+ lenders that best fit your needs and objectives.

LendUs Cash Back Terms & Conditions apply

NOW Finance and the relevant partner will handle your personal information in line with their privacy policies. We may receive information from the partner to track your activity, confirm whether you qualify for cashback and process your payment.

No. Using NOW Perks does not change the terms of your existing NOW Finance loan. Taking up a separate refinance offer may result in a new loan agreement and different rates, repayments or terms.

No. Econnex and LendUs provide the comparison or referral services. You should review the available products, costs, features and terms and decide whether an option suits your needs.

No. You can choose the option that best suits your needs. Consider the price, features, inclusions, contract terms and service offered by each provider before switching.

Yes. NOW Finance does not charge a fee to access NOW Perks. You should still review the price, features and terms of any product before deciding whether to switch.

Update your details with NOW Finance as soon as possible. Outdated details may delay your cashback payment or prevent us from contacting you.

You will not qualify for cashback if the provider rejects, cancels or cannot complete your switch, or if you do not meet the offer requirements.

First, check that you completed the switch through an eligible NOW Perks link. Tracking times vary by offer. If you have not received a confirmation email within the timeframe shown in the offer terms, contact us and provide: – your full name – the offer you used – the date you completed the switch – any relevant order, application or reference number.

Claim limits vary by offer. Some offers may be limited to one cashback payment per customer, household, service or 12-month period. Check the relevant terms and conditions before switching.

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NOW Finance Perks Terms & Conditions:

NOW Finance Perks is available to customers with an active NOW Finance loan. Cashback amounts shown are maximums (“up to”) and depend on the provider, product and offer you choose. Not everyone will qualify for the full amount. The comparison tools provided by third-party partners (Econnex for energy, gas, internet and health insurance; LendUs for home loans) are subject to each partner’s own terms, and may change or be withdrawn at any time. Once an offer is tracked, it can take up to 90 days for us to receive the cashback from our partner, after which it’s paid in our next monthly payment run into the account linked to your NOW Finance loan. NOW Finance doesn’t provide personal advice – consider whether a product is right for you before switching. Full terms apply: NOW Finance Perks Terms & Conditions.