Financial Wellness

kNOWledge Base | Financial Wellness

How are your finances faring? Credit scores and bank balances are only one part of the picture. Get a comprehensive look at your financial wellness with our tips and guides.
Do You Really Need Private Health Insurance?
Private health insurance in Australia is far more popular than it is in other countries across the w[...]
Read More
I Didn’t Realise How Much I Needed a Personal Loan!
If you’re trying to save some money each month and failing miserably, don’t worry, because you[...]
Read More
How to Deal with Existing Debts and Divorce
Going through the breakdown of your marriage is stressful enough without worrying about how you’re[...]
Read More
Are You Worried About Your Partner’s Credit Score?
If you’re worried about your partner’s credit score, then you’re not alone among Australians.
Read More
How to Prioritise Your Life with a Personal Loan
Taking out a personal loan is a fantastic opportunity for you to start getting your life back in ord[...]
Read More
How to Live Your Life Through Personal Loans
Did you know that you can use your NOW FINANCE personal loan for a whole range of things?
Read More

Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030