Tips & Advice

kNOWledge Base | Tips & Advice

Read and watch tips and tricks on money matters ranging from budgeting, savings, debt, spending, careers, and growing your wealth right here.
How to meet new people without spending money
The COVID-19 pandemic has brought a diverse set of challenges into our lives. One of the biggest is [...]
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10 Free Weekend Activities to Do When You’re Saving for a House
Saving for a home is a goal for many people but saving nearly 20 percent of a house’s value to rai[...]
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Which Comes First – Saving or Paying Off Debt?
The interest rate on your credit card is unattractive. You’re not paying much more than the minimu[...]
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5 financial questions to ask your partner before things get serious
You’ve met someone, the relationship is going well, and things are starting to get serious. You ma[...]
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Debunking the Negative Aspect of Taking Out a Financial Loan
We’re going to take a look at many of the negative beliefs that surround personal loans
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Insurance Won’t Cover the Damage Costs to Your Car?
One proportion of the payments we make related to our car each month is our insurance.
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How to Deal with Existing Debts and Divorce
Going through the breakdown of your marriage is stressful enough without worrying about how you’re[...]
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Are You Worried About Your Partner’s Credit Score?
If you’re worried about your partner’s credit score, then you’re not alone among Australians.
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Is Your Debt Consolidation Really a Bankruptcy? Don’t be Fooled!
Avoid being fooled into a bankruptcy when you think you’re consolidating your debts
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Top 6 Horror Stories for Personal Loans
Here’s a look at the top 6 horror stories when it comes to taking out a personal loan on someone e[...]
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Categories: Money Matters, Tips & Advice
Things you should know

Applications for finance are subject to NOW FINANCE’s lending and approval criteria. Terms, conditions, fees and charges may apply. For example, there is usually an establishment fee and a monthly administration fee applicable. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years.

No Fee Personal Loan: No fees apply only to approved applicants for loan amounts between $5,000 to $15,000. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Interest rates range from 6.95% p.a. (6.95% p.a. comparison rate) to 17.95% p.a. (17.95% p.a. comparison rate). See below for information on comparison rates.

Unsecured and Secured Personal Loans: Unsecured interest rates start from 6.95% p.a. (8.56% p.a. comparison rate) to 17.95% p.a. (19.51% p.a. comparison rate). Secured interest rates start from 5.95% p.a. (7.60% p.a. comparison rate) to 15.45% p.a. (17.07% p.a. comparison rate). See below for information on comparison rates.

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW FINANCE no fee personal loans are based on a loan of $10,000 over 3 years. The comparison rates for the NOW FINANCE unsecured and secured personal loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030