Saving Tips

kNOWledge Base | Saving Tips

Struggling to meet your savings goals? Find out how to get on top of your savings with our tips and tricks at the kNOWledge base. Get closer to financial freedom NOW.
How to meet new people without spending money
The COVID-19 pandemic has brought a diverse set of challenges into our lives. One of the biggest is [...]
Read More
10 Free Weekend Activities to Do When You’re Saving for a House
Saving for a home is a goal for many people but saving nearly 20 percent of a house’s value to rai[...]
Read More
Which Comes First – Saving or Paying Off Debt?
The interest rate on your credit card is unattractive. You’re not paying much more than the minimu[...]
Read More
Is Avocado Toast Really Denying Millennials the Right to Own a Home?
What did avocado ever do to anyone?
Read More
Categories: Industry Analysis, Saving Tips, Spending
I Didn’t Realise How Much I Needed a Personal Loan!
If you’re trying to save some money each month and failing miserably, don’t worry, because you[...]
Read More
How to Become a Millennial First Home Buyer
A lot is said and written about the difficulties that millennials face in being able to afford their[...]
Read More
Suggested Australian Websites that may answer questions in relation to Savings
The beauty of the internet is that an answer to a question or a piece of advice on any subject is us[...]
Read More
Categories: Money Matters, Personal Finance, Saving Tips
It's Never Too Early to Start Being Financially Savvy!
It’s never too early to start being financially savvy, while at the same time it’s never too lat[...]
Read More
How to Prioritise Your Life with a Personal Loan
Taking out a personal loan is a fantastic opportunity for you to start getting your life back in ord[...]
Read More
Millennials are Borrowing More than They Can Afford
Gen Y is generally pessimistic about the prospect of ever being able to own their own home.
Read More

Things you should know

Applications for finance are subject to NOW FINANCE’s lending and approval criteria. Terms, conditions, fees and charges may apply. For example, there is usually an establishment fee and a monthly administration fee applicable. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years.

No Fee Personal Loan: No fees apply only to approved applicants for loan amounts between $5,000 to $15,000. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Interest rates range from 6.95% p.a. (6.95% p.a. comparison rate) to 17.95% p.a. (17.95% p.a. comparison rate). See below for information on comparison rates.

Unsecured and Secured Personal Loans: Unsecured interest rates start from 6.95% p.a. (8.56% p.a. comparison rate) to 17.95% p.a. (19.51% p.a. comparison rate). Secured interest rates start from 5.95% p.a. (7.60% p.a. comparison rate) to 15.45% p.a. (17.07% p.a. comparison rate). See below for information on comparison rates.

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW FINANCE no fee personal loans are based on a loan of $10,000 over 3 years. The comparison rates for the NOW FINANCE unsecured and secured personal loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030