Money Matters

kNOWledge Base | Money Matters

Find out why money matters by reading our tips about Bankruptcy, Budgeting & Money Management, Debt Management, Frugal Living, Personal Expenses, Everyday Money, Financial Wellness, Career and much more.
Home Renovation: Step 2 – Budget
it’s time to turn your attention to your budget
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Home Renovation: Step 1 – Plan
Australians love DIY, with home renovation projects proving hugely popular across the country.
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Are Personal Loans Just for the Poor?
Personal loans are still perceived negatively by some sections of the Australian population.
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Survey Shows 25% of Respondents View Testimonial and Review Sites
Australia is behind the global curve when it comes to using online reviews and testimonials as part [...]
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How to Save for a Holiday to Europe
Europe is a hugely popular holiday destination for Australians, though due to the proximity of Europ[...]
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Australians are Too Lazy to Shop Around on Major Life Purchases
When it comes to having an opportunity to save money, we all love to take advantage.
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The Risk of Applying for A Personal Loan for Someone Else
While you may well be doing someone a favour, you could also be putting yourself at risk.
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Does Being a Millionaire Mean Anything These Days?
The status of being a millionaire itself is fairly simple – if you have a million dollars in the b[...]
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Gen Y is Living on Borrowed Time
Is Gen Y Sitting on a Financial Time bomb?
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Are Personal Loans Becoming the New Insurance?
The personal loans marketplace in Australia is undergoing a transformation.
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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply.  No establishment, account keeping or early repayment fees will apply. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years.  For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).  For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

^CONFIRMED RATE

our confirmed guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details.  In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030