Advice & Guidance

kNOWledge Base | Advice & Guidance

If you want a bit of advice and guidance about finance or personal loans, you've arrived at the right place. We have tips, tricks, guides, and checklists to help you through all things personal loan related.
When do Personal Loan Providers Check Your Credit File?
Let’s take a look at when personal loan providers check your credit file, and what you can do to p[...]
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Who Will Access my Comprehensive Credit Reporting?
Most people are aware that they will be credit checked when they apply for a personal loan, or want [...]
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The Value of a Car: Is it Financially Worthwhile Getting a Car Loan?
Many Australians are taking out car loans to help them cover the cost of their vehicle.
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There’s More to Personal Loans Than Just Interest Rates
When looking for a personal loan, many people choose to focus purely on the interest rate they are g[...]
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What's Hidden in the T&Cs of Personal Loans?
How many times have we heard someone say, or said to ourselves, “no one reads the terms and condit[...]
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Personal Loan Applications are Equal, but Some Personal Loan Applications Are More Equal Than Others
Look after your financial situation well and ensure your future personal loan applications are more [...]
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Things you should know

Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply to all new personal loans. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*).

*About Comparison Rates

The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

NOW FINANCE is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030