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Knowledge Base | Advice & Guidance

If you want a bit of advice and guidance about finance or personal loans, you've arrived at the right place. We have tips, tricks, guides, and checklists to help you through all things personal loan related.
Advice & Guidance Articles Lifestyle Money Matters

How to get a bargain in the EOFY sales

The end of the financial year (EOFY) sales will soon be here....
Advice & Guidance Articles Knowledge Base Personal Loans Tips & Advice

Are Early Pay Services Replacing Payday Loans as Your Biggest Financial Risk?

Payday loans and other types of short-term borrowing are widely accepted as being potentially danger...
Advice & Guidance Articles Interest Rates Knowledge Base Personal Loans Personal Loans IQ

What is a comparison rate and why is it important?

Advice & Guidance Applying Articles Comprehensive Credit Reporting Credit Reports & Ratings Credit Score Personal Loans Personal Loans IQ Understanding Credit

When do Personal Loan Providers Check Your Credit File?

Let’s take a look at when personal loan providers check your credit file, and what you can do to p...
Advice & Guidance Articles Comprehensive Credit Reporting Credit Reports & Ratings Credit Score Personal Loans IQ Understanding Credit

Who Will Access my Comprehensive Credit Reporting?

Most people are aware that they will be credit checked when they apply for a personal loan, or want ...
Advice & Guidance Articles Comprehensive Credit Reporting Credit Reports & Ratings Improve Your Credit Score Personal Loans IQ Understanding Credit

Why Comprehensive Credit Reporting is Good News for Borrowers with a Thin Credit File

While these potential benefits extend to all, it is possible that prospective borrowers with a thin ...
Advice & Guidance Articles Comprehensive Credit Reporting Credit Reports & Ratings Improve Your Credit Score Personal Loans IQ Understanding Credit

Important Tips to Stay on Top of Comprehensive Credit Reporting

do’s and don’ts you should follow to ensure you keep your credit file in the best possible shape...
Advice & Guidance Applying Articles Budgeting & Money Management Debt Management Everyday Money Financial Wellness Money Matters Organising Personal Finance Personal Loans

Top Reasons People Take Out Financial Loans

here’s a look at the most popular loan types here at NOW FINANCE....
Advice & Guidance Articles Debt Management Financial Wellness Money Matters Personal Finance Personal Loans IQ Tips & Advice

Debunking the Negative Aspect of Taking Out a Financial Loan

We’re going to take a look at many of the negative beliefs that surround personal loans...
Advice & Guidance Applying Articles Buy Now, Pay Later Car Finance Lifestyle Personal Loans IQ Secured Loans

The Value of a Car: Is it Financially Worthwhile Getting a Car Loan?

Many Australians are taking out car loans to help them cover the cost of their vehicle. ...
Advice & Guidance Applying Articles Credit Reports & Ratings Credit Score Interest Rates Personal Finance Personal Loans Personal Loans IQ

There’s More to Personal Loans Than Just Interest Rates

When looking for a personal loan, many people choose to focus purely on the interest rate they are g...
Advice & Guidance Applying Articles Personal Loans Personal Loans IQ

What’s Hidden in the T&Cs of Personal Loans?

How many times have we heard someone say, or said to ourselves, “no one reads the terms and condit...