Advice & Guidance

kNOWledge Base | Advice & Guidance

If you want a bit of advice and guidance about finance or personal loans, you've arrived at the right place. We have tips, tricks, guides, and checklists to help you through all things personal loan related.
When do Personal Loan Providers Check Your Credit File?
Let’s take a look at when personal loan providers check your credit file, and what you can do to p[...]
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Who Will Access my Comprehensive Credit Reporting?
Most people are aware that they will be credit checked when they apply for a personal loan, or want [...]
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The Value of a Car: Is it Financially Worthwhile Getting a Car Loan?
Many Australians are taking out car loans to help them cover the cost of their vehicle.
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There’s More to Personal Loans Than Just Interest Rates
When looking for a personal loan, many people choose to focus purely on the interest rate they are g[...]
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What's Hidden in the T&Cs of Personal Loans?
How many times have we heard someone say, or said to ourselves, “no one reads the terms and condit[...]
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Personal Loan Applications are Equal, but Some Personal Loan Applications Are More Equal Than Others
Look after your financial situation well and ensure your future personal loan applications are more [...]
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Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to NOW FINANCE’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 6.95% p.a. (8.57% p.a. comparison rate) to 17.95% p.a. (19.53% p.a. comparison rate).

*Comparison rates are based on a loan of $30,000 over 5 years.

^No fees apply only to approved loan amounts between $5,000 to $15,000. Other fees including late payment fees and dishonour fees may apply.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 6.95% p.a. (8.57% p.a. comparison rate), would estimate to a minimum total amount payable of $36,883.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.