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Knowledge Base | Interest Rates

Interest rates are the foundation of all personal finance. Learn about how they're calculated, what a comparison rate is, and how credit reports can influence interest rates with our blogs and guides.
Advice & Guidance Articles Interest Rates Knowledge Base Personal Loans Personal Loans IQ

What is a comparison rate and why is it important?

Interest Rates Personal Loans IQ

Interest Rates

When deciding on applying for a personal loan, you should factor in all the different aspects of a l...
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Why are Australians Preferring Personal Loans Over Credit Cards?

Consumers are becoming smarter about how they use the credit available to them....
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There’s More to Personal Loans Than Just Interest Rates

When looking for a personal loan, many people choose to focus purely on the interest rate they are g...
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Why Am I Not Getting the Same Interest Rate as My Friends?

Australian consumers believe there is one interest rate that is the same across the whole personal l...
Advice & Guidance Articles Credit Reports & Ratings Interest Rates Personal Loans Personal Loans IQ

Personal Loan Applications are Equal, but Some Personal Loan Applications Are More Equal Than Others

Look after your financial situation well and ensure your future personal loan applications are more ...
Advice & Guidance Articles Credit Reports & Ratings Interest Rates No Fee Loan Personal Finance Personal Loans IQ

Are Low Interest Rate Adverts Genuine?

How Low Interest Rate Adverts and the Process Works...
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Comparison Websites a Firm Favourite with Personal Loan Applicants

When seeking out a personal loan, Australians are savvy when it comes to doing their research....
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A Personal Loan Isn’t as Personal as we Thought

Personal finances, along with religion and politics, is a taboo subject for many Australians. ...
Articles Credit Reports & Ratings Interest Rates Personal Loans

Is Negotiating Personal Loan Rates Really a Positive Experience?

Is it a positive experience, or does it have the potential to end in tears far beyond your actual at...
Articles Credit Reports & Ratings Interest Rates Personal Finance Personal Loans IQ

Overconfident Aussies Can Lead to Interest Rate Shock

Knowing your credit score, as well as knowing that everything on your credit file is correct, can ha...
Articles Interest Rates No Fee Loan Personal Loans IQ

Are Interest-Free Loans Really Interest-Free?