Why NOW.

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A Few Things You Might Want to Know.

  • NOW Finance is one of Australia’s leading providers of unsecured personal loans designed to specifically meet the needs of our customers.
  • NOW Finance offers personal loans with a personal touch.
  • We offer personal loans, personal service, and a personal repayment plan to suit you, whatever the reason for taking out your loan and your personal circumstances.
  • At NOW FINANCE, we also love to keep things simple. If you decide to take out your loan and then never need to call us, we won’t hassle you unnecessarily.
  • Your personal loan consultant is based in Australia and is on call when you need them, not the other way around.
  • Whether you choose to repay over 18 months or 84 months, this personal touch ensures you’ll always know the status of your loan and can speak with someone that knows you, your loan, and what you need when you need it.

Why Choose Us.

We provide a range of flexible personal loans designed to suit your needs.

  • Competitive interest rates and flexible repayments.
  • Applications are personally reviewed and assessed individually by a real person, not a machine.
  • We offer a solid and trusted solution to managing your finances.
  • You’re helped by your own Australia-based personal loan consultant.
  • We personalise our service to suit you and your needs.
  • Choose up to seven years to repay your personal loan.

Don’t Just Take Our Word for It!

Contact Us

If you have any questions, please contact us on 1300 275 669 - Monday to Friday, from 9am to 6pm AEST.

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How it works

NOW Finance has a simple 4-step process for you to access a personal loan.

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About us

Our personal loans aren’t just personal by name, they’re personal by nature.

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New loans only. Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No fees apply however if you do not comply with the terms of your loan, we may pass on to you any third party enforcement or recovery costs incurred by us. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years. For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*). For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).  


The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOW Finance does not charge any fees therefore the true cost of the loan or Comparison Rate will always equal the interest rate quoted.


An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 5.95% p.a. (5.95% p.a. comparison rate), would estimate to a minimum total amount payable of $34,686.60 via the weekly payment option. Rates are subject to change.


Our confirmed guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details. In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate.

NOW Finance is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030