Finance Tips and Articles

Each year, over a million Australians buy a new car, with Carsales reporting a record 1.24 million new vehicles sold in 2025. No matter where you shop: online, on Facebook Marketplace, or at a dealership, it helps to plan your financing early. That way, when you find the right car, you’re ready to buy. At NOW Finance, you can use either a Vehicle Loan or a Personal Loan to buy a car, but they work differently. Here’s how to decide which one suits you. 

Whether you’re buying your first car or upgrading, a little know-how can save you thousands, so we asked our Instagram community to share their best car-buying advice. These four tips come straight from real Australians who have been through the process. Consider them your cheat sheet for buying smarter.

If you’re comparing personal loans in Australia, two things are worth checking early: whether the interest rate is fixed, and whether you’ll be penalised for paying your loan off ahead of schedule.

When shopping for personal loans, borrowers will often see the terms “secured” and “unsecured” used to describe a loan. And often they have different interest rates and available loan amounts. Why is that and how can you choose what is right for you?

A personal loan is a loan you can use for just about anything. You can use it to pay for home improvements, debt consolidation or even a holiday.

Learn how to increase borrowing power in Australia & understand how income, expenses, personal loans and credit affect what lenders will approve.

Should you pay a personal loan off early? Learn how early repayment affects interest, credit scores & borrowing power before you decide.

If you look at and put prominence on the interest rate, you’re not alone! Many consumers and brokers who help consumers find personal loans automatically choose to apply for or recommend the loan with the lowest interest rate. 

Learn how the self-employed can get a personal loan with clear steps, required documents & tips to strengthen your application.