Category: Finance Tips

What is a good credit score?

If you have applied for credit or a loan in Australia, you will have a credit score. Depending on the …

Are early pay services replacing payday loans as your biggest financial risk?

Payday loans and other types of short-term borrowing are widely accepted as being potentially dangerous for your finances. As well …

Are credit cards as good as they used to be? 

Is credit card usage in decline in Australia?  The answer is interesting and multi-faceted.  The number of active credit card …

Balance transfer vs personal loan 

Choosing a credit balance transfer or a personal loan  First and foremost, why are you looking at consolidating your debts?  …

What is a comparison rate and why is it important? 

If you look at and put prominence on the interest rate, you’re not alone! Many consumers and brokers who help …

Secured and unsecured personal loans – what’s the difference? 

When shopping for personal loans, borrowers will often see the terms “secured” and “unsecured” used to describe a loan. And …